Okaloosa County property record for 4331 Stonebridge Rd, Destin, FL 32541 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,536 sqft · built 2001 |
| Lot Size | 0.502 acres (21,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $880,000 (Jan 2018) |
| Tax Bill | $11,327 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9750-3 |
| Primary APN | C56-000-589-9750-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,536 sqft Living Area |
| Gross Area | 5,000 sqft |
| 1st Floor Area | 3,536 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 21,880 sqft (0.502 acres) |
| Garage Type | Attached |
| Garage Area | 948 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 516 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4331 STONEBRIDGE RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE PHI @ KELLY PLNTN LOT 4 BLK FF |
| Legal Subdivision | STONEBRIDGE PHI @ KELLY PLNTN |
| Legal Phase | 1 |
| Legal Block | FF |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23304 |
Source: Okaloosa County records · APN C56-000-589-9750-3
Assessment roll updated December 31, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4331 STONEBRIDGE RD, DESTIN, FL 32541-3490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jul 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 30, 2018 | Warranty Deed, Transfer SETCO SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2018 · Amount on Record |
| Deed Sale | Jan 30, 2018 · Amount on Record |
| Prior Sale | Mar 22, 2016 · Amount on Record |
| Deed Document Number | 20183185505 |
| Deed Book / Page | 3335 / 1118 |
| Last Transfer Date | Jul 25, 2019 |
| Transfer Doc | 0034111634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 04, 2026 |
| Property Address | 4331 STONEBRIDGE RD, DESTIN, FL 32541-3490 |
| Document Number | 0003814654 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20263814654 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4331 STONEBRIDGE RD, DESTIN, FL 32541-3490 |
| Investor | Possibly a Property Investor |
| Document Number | 0003814654, |
|---|---|
| Date | May 04, 2026 |
| Instrument | 20263814654 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 30, 2019 |
| Property Address | 4331 STONEBRIDGE RD, DESTIN, FL 32541-3490 |
| Document Number | 0034111634 |
| Book / Page | 003411 / 001634 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 3294527 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 10 N CALVERT ST #508N BALTIMORE MD 212023324, 508N, BALTIMORE, MD 21202-3324 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 30, 2018 |
| Property Address | 4331 STONEBRIDGE RD, DESTIN, FL 32541-3490 |
| Document Number | 0033351118 |
| Book / Page | 003335 / 001118 |
| Instrument Date | Jan 05, 2018 |
| Instrument | 3185505 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2018 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9985 AFTON PL SHREVEPORT LA 711069344, SHREVEPORT, LA 71106-9344 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,327.00 (+5.03%) Homeowner's exemption | $1,114,650 (+5.99%) | $1,355,341 (+13.01%) Land $385,588 Building $969,753 |
| 2023 | $10,785.00 (+2.1%) Homeowner's exemption | $1,051,685 (+3%) | $1,199,331 (+17.46%) Land $322,692 Building $876,639 |
| 2022 | $10,563.00 Homeowner's exemption | $1,021,053 Land $293,356 Building $727,697 | $1,021,053 Land $293,356 Building $727,697 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233041, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 117 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 460 units insured 343 under condo master policies |
| Nearby Flood Claims | 124 (1988–2020) |
| Claims Outside the SFHA | 83 of 124 |
| Most Recent Claim | Sep 2020, rainfall accumulation, Hurricane Sally |
| Claims By Storm |
|
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | October 18, 1982 |
| NFIP Eligibility | Not eligible (built 2001) built after the October 1, 1983 cutoff · private flood insurance only |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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