4304 Stonebridge Rd, Destin, FL 32541 Property Records

Okaloosa County property record for 4304 Stonebridge Rd, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,431 sqft · built 2002
Lot Size0.607 acres (26,420 sqft)
Owner2 Individual Names on Record
Last Sale$1,349,000 (Mar 2025)
Tax Bill$14,495 (2025)
Deeds & MortgagesMar 2025 Sale
Feb 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-589-9714-9

Property Details

APN / Parcel Number

Primary APNC56-000-589-9714-9
Alternative APNs
  • 00-2S-22-1443-00DD-0020
  • 22S200144300DD0020

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,431 sqft Living Area
Gross Area4,796 sqft
1st Floor Area3,431 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area26,420 sqft (0.607 acres)
Garage TypeAttached
Garage Area835 sqft
PorchFinished/Open Porch
Porch Area530 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4304 STONEBRIDGE RD
CityDESTIN
StateFL
Zip32541-3459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBRIDGE PHI @ KELLY PLNTN LOT 2 BLK DD
Legal SubdivisionSTONEBRIDGE PHI @ KELLY PLNTN
Legal Phase1
Legal BlockDD
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1003
Census Tract23304

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4304 STONEBRIDGE RD, DESTIN, FL 32541-3459
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 11, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 19, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2025 · Amount on Record
Deed SaleMar 7, 2025 · Amount on Record
Prior SaleNov 19, 2019
Deed Document Number20253741371
Prior Transfer DateMar 8, 2007
Prior Transfer Doc0027720483
Record UpdatedJun 8, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 7, 2025
Property Address4304 STONEBRIDGE RD, DESTIN, FL 32541-3459
Document Number0003741371
Map ReferenceMB 18 PG 27-29
Instrument DateMar 6, 2025
Instrument3741371
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$9,443.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address247 MATTIES WAY, DESTIN, FL 32541-3442

Transferred To (Grantee/Buyer)

NameVerified Name
Address4304 STONEBRIDGE RD, DESTIN, FL 32541-3459

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateFeb 11, 2020
Property Address4304 STONEBRIDGE RD, DESTIN, FL 32541-3459
Document Number0034431716
Book / Page003443 / 001716
Instrument DateFeb 4, 2020
Instrument3336392
Transaction TypeTransfer
Record UpdatedMar 4, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address247 MATTIES WAY DESTIN FL 325413442, DESTIN, FL 32541-3442

November 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOKALOOSA FL
Recording DateNov 19, 2019
Property Address4304 STONEBRIDGE RD, DESTIN, FL 32541-3459
Document Number0034293185
Book / Page003429 / 003185
Instrument DateOct 1, 2019
Instrument3319241
Transaction TypeForeclosure
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4304 STONEBRIDGE RD DESTIN FL 325413459, DESTIN, FL 32541-3459

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,495.00 (+15.36%)$1,378,331 (+13.32%) Land $385,588 Building $992,743$1,378,331 (+13.32%) Land $385,588 Building $992,743
2023$12,565.00 (+12.39%)$1,216,286 (+16.78%) Land $339,676 Building $876,610$1,216,286 (+16.78%) Land $339,676 Building $876,610
2022$11,180.00$1,041,530 Land $308,796 Building $732,734$1,041,530 Land $308,796 Building $732,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 117 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies460 units insured
incl. 343 condo units
Nearby Flood Claims124 (1988–2020)
Claims Outside the SFHA83 of 124
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 37 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2002)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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