4308 Stonebridge Rd, Destin, FL 32541 Property Records

Okaloosa County property record for 4308 Stonebridge Rd, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,182 sqft · built 2001
Lot Size	0.612 acres (26,653 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Mar 2026)
Tax Bill	$11,219 (2025)
Deeds & Mortgages	Apr 2026 Sale Mar 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-9715-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-9715-6`
Alternative APNs	`00-2S-22-1443-00DD-0030` `22S200144300DD0030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,182 sqft Living Area
Gross Area	4,478 sqft
1st Floor Area	3,182 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	26,653 sqft (0.612 acres)
Garage Type	Attached
Garage Area	756 sqft
Porch	Finished/Open Porch
Porch Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4308 STONEBRIDGE RD
City	DESTIN
State	FL
Zip	32541-3459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBRIDGE PHI @ KELLY PLNTN LOT 3 BLK DD
Legal Subdivision	STONEBRIDGE PHI @ KELLY PLNTN
Legal Phase	1
Legal Block	DD
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1003
Census Tract	23304

Owner

Source: Okaloosa County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4308 STONEBRIDGE RD, DESTIN, FL 32541-3459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 24, 2026	Warranty Deed, Transfer ARK TITLE SERVICES LLC, AQUARK TITLE SERVICES LLC
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Feb 26, 2021	Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC
Feb 13, 2020	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I
Jan 9, 2019	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	20263806058
Prior Transfer Date	Jun 12, 2014
Prior Transfer Doc	0031514915
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 6, 2026
Property Address	4308 STONEBRIDGE RD, DESTIN, FL 32541-3459
Document Number	0003808642
Instrument Date	Apr 2, 2026
Instrument	20263808642
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4308 STONEBRIDGE RD, DESTIN, FL 32541-3459

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 24, 2026
Property Address	4308 STONEBRIDGE RD, DESTIN, FL 32541-3459
Document Number	0003806058
Map Reference	MB 18 PG 27-29
Instrument Date	Mar 19, 2026
Instrument	3806058
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	ARK TITLE SERVICES LLC, AQUARK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$9,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4618NW NW BRASSIE PL, PORTLAND, OR 97229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 STONEBRIDGE RD, DESTIN, FL 32541-3459

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4308 STONEBRIDGE RD, DESTIN, FL 32541-3459
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 STONEBRIDGE RD, DESTIN, FL 32541-3459

Mortgage

Document Number	0003797652
Date	Feb 9, 2026
Instrument	3797652

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 26, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 26, 2021
Property Address	4308 STONEBRIDGE RD, DESTIN, FL 32541-3459
Document Number	0035282048
Book / Page	3528 / 2048
Map Reference	MB 18 PG 27
Instrument Date	Feb 25, 2021
Instrument	3433356
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$8,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 ROBIN DALE DR, LAKEWAY, TX 78734-3423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 KELLY PLANTATION DR UNIT 1106, 1106, DESTIN, FL 32541-8470

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 13, 2020
Property Address	4308 STONEBRIDGE RD, DESTIN, FL 32541-3459
Document Number	0034434145
Book / Page	003443 / 004145
Instrument Date	Jan 23, 2020
Instrument	3337194
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

Amount	Amount Recorded
Tax	$7,525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 ROBIN DALE DR LAKEWAY TX 787343423, LAKEWAY, TX 78734-3423

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 9, 2019
Property Address	4308 STONEBRIDGE RD, DESTIN, FL 32541-3459
Document Number	0033811023
Book / Page	3381 / 1023
Map Reference	MB 18 PG 27-29
Instrument Date	Jan 7, 2019
Instrument	3252598
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MENEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,291.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1456 BAYTOWNE AVE E, 1456, MIRAMAR BEACH, FL 32550-4519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 STONEBRIDGE RD, DESTIN, FL 32541-3459

Mortgage

Document Number	0003252599
Date	Jan 9, 2019
Instrument	3252599

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,219.00 (+1.56%) Homeowner's exemption	$1,104,459 (+2.61%)	$1,306,001 (+7.99%) Land $385,588 Building $920,413
2023	$11,047.00 (+2.1%) Homeowner's exemption	$1,076,365 (+3%)	$1,209,374 (+12.98%) Land $339,676 Building $869,698
2022	$10,820.00 Homeowner's exemption	$1,045,015	$1,070,439 Land $308,796 Building $761,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	460 units insured incl. 343 condo units
Nearby Flood Claims	124 (1988–2020)
Claims Outside the SFHA	83 of 124
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 37 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2001) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

4308 Stonebridge Rd, Destin, FL 32541 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Coastal Barrier Resources

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Stonebridge Rd

Nearby Streets

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