St. Clair County property record for 4315 Waterloo Rd, Waterloo, IL 62298 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Lot Size | 28.4 acres (1,240,153 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,155 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2023 Sale |
| APN | 16-11-0-200-006 |
| Primary APN | 16-11-0-200-006 |
|---|
| Lot Area | 1,240,153 sqft (28.4 acres) |
|---|
| Street Address | 4315 WATERLOO RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | MILLSTADT TWP SEC 11 LOT/SEC-11-SUBL/TWP-2S-BLK/RG-9W S PT SW 1/4 NE 1/4 A02774665 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 11 |
| Legal Subdivision | MILLSTADT TWP SEC 11 |
| Legal Block | 200 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MILLSTADT |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 503203 |
Source: St. Clair County records · APN 16-11-0-200-006
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4315 WATERLOO RD, WATERLOO, IL 62298-4421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage FARM CREDIT ILLINOIS FLCA |
| Feb 27, 2023 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 27, 2023 |
| Deed Sale | Feb 27, 2023 |
| Prior Sale | Aug 27, 2003 · Amount on Record |
| Deed Document Number | 20232774665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 4315 WATERLOO RD, WATERLOO, IL 62298-4421 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A02692601 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | A02692601 |
| Name | FARM CREDIT ILLINOIS FLCA |
|---|---|
| Type | Bank |
| Address | MAHOMET, IL 61853 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Feb 27, 2023 |
| Property Address | 4315 WATERLOO RD, WATERLOO, IL 62298-4421 |
| Document Number | 0A02774665 |
| Instrument Date | Feb 24, 2023 |
| Instrument | A02774665 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4315 WATERLOO RD, WATERLOO, IL 62298-4421 |
Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Millstadt Township |
| Secondary School District | Freeburg Community High School District 77 (09 - 12) |
| Elementary School District | Smithton Community Consolidated School District 130 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,155.00 (+118.06%) | $98,768 (+36%) Land $13,922 Building $84,846 | |
| 2023 | $236,910 (+8.74%) Land $40,053 Building $196,857 | ||
| 2022 | $72,621 Land $11,898 Building $60,723 | $217,863 Land $35,694 Building $182,169 | |
| 2019 | $2,364.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635032033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures