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4118 Waterloo Rd, Waterloo, IL 62298 Property Records

St. Clair County property record for 4118 Waterloo Rd, Waterloo, IL 62298 · Last verified August 2023

Property Highlights

Property TypeResidential > Single Family > Home
Architecture StyleOther
Year BuiltBuilt 2000
Square Footage2,178 sqft Living Area
Lot Size338,026 sqft (7.76 acres)
Garage576 sqft
OccupancyOwner Occupied
Last Sale$415,000 (2022)
Tax Bill$6,549.00 (2019)

Owner

Source: St. Clair County records · APN 16-11-0-300-016

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4118 WATERLOO RD, WATERLOO, IL 62298-4416
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Warranty Deed, Transfer · Conventional Mortgage
ENDEAVOR CAPITAL LLC
Nov 02, 2021Quit Claim Deed, Transfer
Quitclaim Document
Apr 26, 2018Grant Deed, Transfer · Line of Credit
FIRST NAT'L BK/WATERLOO
Aug 17, 2017Trustee's Deed, Construction Loan · Building or Construction Mortgage
STATE BK/WATERLOO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2022 · Amount on Record
Deed SaleJun 22, 2022 · Amount on Record
Prior SaleNov 02, 2021
Deed Doc NumberA02750435
Record RefreshedJun 07, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJun 22, 2022
Property Address4118 WATERLOO RD, WATERLOO, IL 62298-4416
Document Number0A02750435
Map ReferencePL A PG 396
Instrument DateJun 21, 2022
InstrumentA02750435
Transaction TypeTransfer
Record UpdatedJul 06, 2022
Title CompanyTOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$415.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4118 WATERLOO RD, WATERLOO, IL 62298-4416

Mortgage

Document Number0A02750436
DateJun 22, 2022
InstrumentA02750436
Lender
NameENDEAVOR CAPITAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052
Interest
Rate TypeFixed Rate
Rate5.62%

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CLAIR IL
Recording DateNov 02, 2021
Property Address4118 WATERLOO RD, WATERLOO, IL 62298-4416
Document NumberA02724129
Map ReferencePL A PG 396
Instrument DateOct 21, 2021
InstrumentA02724129
Transaction TypeTransfer
Record UpdatedNov 17, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4118 WATERLOO RD, WATERLOO, IL 62298-4416

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CLAIR IL
Recording DateApr 26, 2018
Property Address4118 WATERLOO RD, WATERLOO, IL 62298-4416
Document Number00A2574264
Instrument DateApr 25, 2018
Instrument2574264
Transaction TypeTransfer
Record UpdatedMay 08, 2018
Title CompanyACCENT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$427.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4118 WATERLOO RD WATERLOO IL 622984416, WATERLOO, IL 62298-4416

Mortgage

Document NumberA2574265
DateApr 26, 2018
Instrument2574265
Lender
NameFIRST NAT'L BK/WATERLOO
TypeBank
AddressMILLSTADT, IL 62260
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST CLAIR IL
Recording DateAug 17, 2017
Property Address4118 WATERLOO RD, WATERLOO, IL 62298-4416
Instrument DateAug 02, 2017
Instrument2548227
Transaction TypeConstruction Loan
Record UpdatedNov 15, 2017
Title CompanyRADOLPH COMPANY ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4118 WATERLOO RD WATERLOO IL 622984416, WATERLOO, IL 62298-4416

Mortgage

Document Number00A2548227
DateAug 17, 2017
Instrument2548227
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 16, 2018
Interest
Rate3.98%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionMillstadt Township
Secondary School DistrictFreeburg Community High School District 77 (09 - 12)
Elementary School DistrictSmithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022$104,535 Land $6,048 Building $98,487$313,605 Land $18,144 Building $295,461
2019$6,549.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 4% of the US · above 26% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN16-11-0-300-016

Interior

Building Area2,178 sqft Living Area
Gross Area6,426 sqft Gross Area
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2000
Architectural StyleOther Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area338,026 sqft (7.76 acres)
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage
Patio Area888 sqft Patio
PorchOpen Porch
Porch Area392 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address4118 WATERLOO RD
CityWATERLOO
StateIL
Zip62298-4416
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMILLSTADT TWP SEC 11 LOT/SEC-11-SUBL/TWP-2S-BLK/RG-9W PT LTS 7 11 & 12 SW A02750435
Legal Range09W
Legal Township02S
Legal Section11
Legal SubdivisionMILLSTADT TWP SEC 11
Legal Lot Number7 11
JurisdictionST CLAIR IL
Minor Civil DivisionMILLSTADT
Census Blockgroup3
Census Block3078
Census Tract503203

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