St. Clair County property record for 4412 Waterloo Rd, Waterloo, IL 62298 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 900 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Garage | 704 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2026) |
| Tax Bill | $4,602.00 (2024) |
| Primary APN | 16-11-0-400-009 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 900 sqft Living Area |
| Upper Floors | 60 sqft Upper Floors |
| Basement Area | 900 sqft Basement |
| Unfinished Basement | 900 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame Construction |
| Lot Area | 13,068 sqft (0.3 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 704 sqft Garage |
| Patio Area | 216 sqft Patio |
| Porch Area | 240 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 4412 WATERLOO RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4422 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MILLSTADT TWP SEC 11 LOT/SEC-11-SUBL/TWP-2S-BLK/RG-9W PT LOT 17B PT SE 2714-1217 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 11 |
| Legal Subdivision | MILLSTADT TWP SEC 11 |
| Legal Block | 400 |
| Legal Lot Number | 17B |
| Jurisdiction | ST CLAIR IL |
| Minor Civil Division | MILLSTADT |
| Census Blockgroup | 3 |
| Census Block | 3071 |
| Census Tract | 503203 |
Source: St. Clair County records · APN 16-11-0-400-009
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4412 WATERLOO RD, WATERLOO, IL 62298-4422 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Deed Doc Number | 2026A02884186 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 21, 2026 |
| Property Address | 4412 WATERLOO RD, WATERLOO, IL 62298-4422 |
| Document Number | 0A02884186 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 20262884186 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,147.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4412 WATERLOO RD, WATERLOO, IL 62298-4422 |
| Date | May 21, 2026 |
|---|
| Name | GUARANTEED RATE, INC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.73% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Millstadt Township |
| Secondary School District | Freeburg Community High School District 77 (09 - 12) |
| Elementary School District | Smithton Community Consolidated School District 130 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,602.00 (+28.8%) | $66,682 (+20.77%) Land $6,540 Building $60,142 | $200,046 (+20.77%) Land $19,620 Building $180,426 |
| 2022 | $55,215 Land $5,415 Building $49,800 | $165,645 Land $16,245 Building $149,400 | |
| 2019 | $3,573.00 |
Our records do not include FEMA flood map data for 4412 Waterloo Rd; wildfire exposure is none.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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