St. Clair County property record for 4058 Waterloo Rd, Waterloo, IL 62298 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,848 sqft · built 1978 |
| Lot Size | 3.08 acres (134,165 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,674 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage May 2023 Sale & Mortgage |
| APN | 16-14-0-100-015 |
| Primary APN | 16-14-0-100-015 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 134,165 sqft (3.08 acres) |
| Porch | Slab |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|
| Street Address | 4058 WATERLOO RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLSTADT TWP SEC 14 PT NW IN A02829923 |
| Legal Subdivision | MILLSTADT TWP |
| Legal Block | 100 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MILLSTADT |
| Census Block Group | 3 |
| Census Block | 3078 |
| Census Tract | 503203 |
Source: St. Clair County records · APN 16-14-0-100-015
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4058 WATERLOO RD, WATERLOO, IL 62298-4414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage STATE BANK |
| May 17, 2023 | Warranty Deed, Transfer · Closed-End Mortgage STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2024 |
| Deed Sale | Oct 29, 2024 |
| Prior Sale | May 17, 2023 · Amount on Record |
| Deed Document Number | 20242829923 |
| Prior Transfer Date | Oct 24, 2024 |
| Prior Transfer Doc | 0002829923 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 4058 WATERLOO RD, WATERLOO, IL 62298-4414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | COLLEGIATE TITLE |
| Name | Verified Name |
|---|---|
| Address | 353 STURBRIDGE VILLAGE DR, HAZELWOOD, MO 63042-2134 |
| Document Number | 0A02808684 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | A02808684 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2054 |
| Rate | 7.68% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 17, 2023 |
| Property Address | 4058 WATERLOO RD, WATERLOO, IL 62298-4414 |
| Document Number | 0A02781347 |
| Instrument Date | May 16, 2023 |
| Instrument | A02781347 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2023 |
| Title Company | COLUMBIA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4058 WATERLOO RD, WATERLOO, IL 62298-4414 |
| Document Number | 0A02781348 |
|---|---|
| Date | May 17, 2023 |
| Instrument | A02781348 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2053 |
Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Millstadt Township |
| Secondary School District | Freeburg Community High School District 77 (09 - 12) |
| Elementary School District | Smithton Community Consolidated School District 130 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,674.00 (+33.63%) | $80,811 (+19.24%) Land $3,581 Building $77,230 | |
| 2023 | $221,859 (+9.12%) Land $9,942 Building $211,917 | ||
| 2022 | $67,771 Land $2,987 Building $64,784 | $203,313 Land $8,961 Building $194,352 | |
| 2019 | $4,246.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 1% of the US · above 6% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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