4311 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4311 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1919
Lot Size	0.088 acres (3,864 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Mar 2026)
Tax Bill	$2,504 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2030-01680`

Property Details

APN / Parcel Number

Primary APN	`010-2030-01680`
Alternative APNs	`1130193` `1195701`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,320 sqft Gross Area
1st Floor Area	660 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1985
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	3,864 sqft (0.088 acres)
Garage Area	960 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	70 sqft
Deck Area	16 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1195701
Street Address	4311 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 25 FT OF LOT 14 AND WLY 5 FT OF LOT15 SERIAL #
Legal Subdivision	HALLS ADDITION TO ONEOTA
Legal Block	9
Legal Lot Number	14-15
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4005
Census Tract	15800

Owner

4311 W 5th St is owned and occupied by two individuals who bought it in March 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4311 W 5TH ST, DULUTH, MN 55807-1427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage CITY OF DULUTH
Mar 31, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	May 12, 2022 · Amount on File
Deed Document Number	20261529940
Prior Transfer Date	Jul 7, 2016
Prior Transfer Doc	00A1288900
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4311 W 5TH ST, DULUTH, MN 55807-1427
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001480052
Date	Dec 19, 2023
Instrument	1480052

Lender

Name	CITY OF DULUTH
Type	Government Agency
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 31, 2026
Property Address	4311 W 5TH ST, DULUTH, MN 55807-1427
Document Number	0001529940
Instrument Date	Feb 25, 2026
Instrument	1529940
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4311 W 5TH ST, DULUTH, MN 55807-1427

Mortgage

Document Number	0001529941
Date	Mar 31, 2026
Instrument	1529941

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2022
Property Address	4311 W 5TH ST, DULUTH, MN 55807-1427
Document Number	0001442931
Instrument Date	May 9, 2022
Instrument	1442931
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4311 W 5TH ST, DULUTH, MN 55807-1427

Mortgage

Document Number	0001442932
Date	May 12, 2022
Instrument	1442932

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4311 W 5th St was $2,504 with a homeowner's exemption, up 0.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,504.00 (+0.48%) Homeowner's exemption
2025	$2,492.00 (+2.55%) Homeowner's exemption	$233,500 (+13.51%) Land $10,000 Building $223,500	$233,500 (+13.51%) Land $10,000 Building $223,500
2024	$2,430.00	$205,700 Land $10,700 Building $195,000	$205,700 Land $10,700 Building $195,000
2022		$156,400 Land $9,800 Building $146,600	$156,400 Land $9,800 Building $146,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4311 W 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4311 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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