4303 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4303 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,335 sqft · built 1915
Lot Size	0.105 acres (4,576 sqft)
Owner	Company Name on File
Last Sale	$167,200 (Apr 2022)
Tax Bill	$1,650 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2030-01710`

Property Details

APN / Parcel Number

Primary APN	`010-2030-01710`
Alternative APN	`1129656`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,335 sqft Gross Area
1st Floor Area	795 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,576 sqft (0.105 acres)
Garage Area	396 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	70 sqft
Deck Area	25 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1129656
Street Address	4303 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 10 FT OF LOT 15 AND WLY 25 FT OF LOT16 SERIAL #
Legal Subdivision	HALLS ADD TO ONEOTA DULUTH
Legal Block	9
Legal Lot Number	15-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4005
Census Tract	15800

Owner

4303 W 5th St is owned by a company that bought it in April 2022 and is owner-occupied.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	4303 W 5TH ST, DULUTH, MN 55807-1427
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Mar 30, 2021	Warranty Deed, Transfer · Commercial Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Mar 30, 2021 · Amount on File
Deed Document Number	20221405593
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4303 W 5TH ST, DULUTH, MN 55807-1427
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	ARROWHEAD ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001442813
Date	May 11, 2022
Instrument	1442813

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4303 W 5TH ST, DULUTH, MN 55807-1427
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001442814
Date	May 11, 2022
Instrument	1442814

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 30, 2021
Property Address	4303 W 5TH ST, DULUTH, MN 55807-1427
Document Number	0001408450
Instrument Date	Mar 18, 2021
Instrument	1408450
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E 4TH ST, DULUTH, MN 55805-3895

Mortgage

Document Number	0001408451
Date	Mar 30, 2021
Instrument	1408451

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	9 Months
Due	Dec 18, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 4303 W 5th St was $1,650 with a homeowner's exemption, up 0.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,650.00 (+0.24%) Homeowner's exemption
2025	$1,646.00 (-25.79%) Homeowner's exemption	$205,400 (+7.88%) Land $11,800 Building $193,600	$205,400 (+7.88%) Land $11,800 Building $193,600
2024	$2,218.00	$190,400 Land $12,600 Building $177,800	$190,400 Land $12,600 Building $177,800
2022		$173,400 Land $11,600 Building $161,800	$173,400 Land $11,600 Building $161,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4303 W 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4303 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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