4313 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4313 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 1910
Lot Size	0.157 acres (6,843 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Jul 2014)
Tax Bill	$3,402 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2030-01660`

Property Details

APN / Parcel Number

Primary APN	`010-2030-01660`
Alternative APN	`972975`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Gross Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	6,843 sqft (0.157 acres)
Garage Area	440 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	60 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	972975
Street Address	4313 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 27 FT OF LOT 13 AND W 25 FT OF LOT 14INC E 2 FT OF LOT 9 AND ALL LOT 10 BLK38 DICKERMANS ADD TO WEST DULUTH SERIAL #
Legal Subdivision	HALLS ADDITION TO ONEOTA
Legal Block	9
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4005
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4313 W 5TH ST, DULUTH, MN 55807-1427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2014 · Amount on Record
Deed Sale	Jul 17, 2014 · Amount on Record
Prior Sale	Jul 17, 2014 · Amount on Record
Deed Document Number	20141241386
Prior Transfer Date	May 31, 2005
Prior Transfer Doc	0000994555
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4313 W 5TH ST, DULUTH, MN 55807-1427
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001404932
Date	Feb 24, 2021
Instrument	1404932

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4313 W 5TH ST, DULUTH, MN 55807-1427
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001036757
Date	Feb 19, 2021
Instrument	1036757

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,402.00 (+0.77%)
2025	$3,376.00 (+5.5%)	$264,000 (+7.62%) Land $17,600 Building $246,400	$264,000 (+7.62%) Land $17,600 Building $246,400
2024	$3,200.00	$245,300 (+20.84%) Land $18,900 Building $226,400	$245,300 (+20.84%) Land $18,900 Building $226,400
2022		$203,000 Land $17,400 Building $185,600	$203,000 Land $17,400 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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