4229 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4229 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,138 sqft · built 1922
Lot Size	0.096 acres (4,219 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Oct 2013)
Tax Bill	$1,972 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-2030-01260`

Property Details

APN / Parcel Number

Primary APN	`010-2030-01260`
Alternative APN	`958475`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,138 sqft Gross Area
1st Floor Area	676 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	4,219 sqft (0.096 acres)
Garage Area	240 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	112 sqft
Deck Area	16 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	958475
Street Address	4229 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 18 FT OF LOT 9 AND WLY 14 FT OF LOT10 SERIAL #
Legal Subdivision	HALLS ADD TO ONEOTA DULUTH
Legal Block	7
Legal Lot Number	9-10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3011
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4229 W 5TH ST, DULUTH, MN 55807-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Jan 14, 2020	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2013 · Amount on Record
Deed Sale	Oct 8, 2013 · Amount on Record
Deed Document Number	20131224999
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	May 22, 2026
Property Address	4229 W 5TH ST, DULUTH, MN 55807-1509
Document Number	0001533066
Instrument Date	Apr 24, 2026
Instrument	20261533066
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4229 W 5TH ST, DULUTH, MN 55807-1509

Mortgage

Document Number	0001533066,
Date	May 22, 2026
Instrument	20261533066

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2056

Interest

Rate	6.38%
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4229 W 5TH ST, DULUTH, MN 55807-1509
Document Number	00A1372890
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4229 W 5TH ST DULUTH MN 558071509, DULUTH, MN 55807-1509

Mortgage

Document Number	00A1372890
Date	Feb 5, 2020
Instrument	A1372890

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 4, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,972.00 (+0.1%) Homeowner's exemption
2025	$1,970.00 (+1.55%) Homeowner's exemption	$183,700 (+7.87%) Land $10,900 Building $172,800	$183,700 (+7.87%) Land $10,900 Building $172,800
2024	$1,940.00	$170,300 (+12.41%) Land $11,600 Building $158,700	$170,300 (+12.41%) Land $11,600 Building $158,700
2022		$151,500 Land $10,700 Building $140,800	$151,500 Land $10,700 Building $140,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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