Monterey County property record for 431 Watson St, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 891 sqft · built 1949 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $935,000 (Jun 2016) |
| Tax Bill | $4,953 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-393-029-000 |
| Primary APN | 001-393-029-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 891 sqft Living Area |
| 1st Floor Area | 891 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 3,000 sqft (0.069 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 001-393-029 |
|---|---|
| Street Address | 431 WATSON ST |
| City | MONTEREY |
| State | CA |
| Zip | 93940-7905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEVERANCE MAP WLY 75 FT OF LOT 16 BLK 57 |
| Legal Subdivision | SEVERANCE |
| Legal Block | 57 |
| Legal Lot Number | 16 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 12700 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 431 WATSON ST, MONTEREY, CA 93940-7905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2016 · Amount on Record |
| Deed Sale | Jun 10, 2016 · Amount on Record |
| Deed Document Number | 201631779 |
| Prior Transfer Date | Nov 26, 2007 |
| Prior Transfer Doc | 0000004531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 431 WATSON ST, MONTEREY, CA 93940-7905 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000006019 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 2019006019 |
| Name | BAYMARK FINANCIAL INC |
|---|---|
| Address | SAN MATEO, CA 94402 |
| Amount | Amount Recorded |
|---|
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $422,608 (+2%) Land $241,491 Building $181,117 | |
| 2025 | $4,953.00 (+11.96%) | $414,322 (+4.04%) Land $236,756 Building $177,566 |
| 2023 | $4,424.00 (+1.4%) | $398,235 Land $227,563 Building $170,672 |
| 2022 | $4,363.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: GeoLinks, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures