419 Watson St, Monterey, CA 93940 Property Records

Monterey County property record for 419 Watson St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,337 sqft · built 1925
Lot Size	0.077 acres (3,358 sqft)
Owner	Trust Name on File
Last Sale	$270,500 (Feb 2020)
Tax Bill	$7,082 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`001-393-023-000`

Property Details

APN / Parcel Number

Primary APN	`001-393-023-000`
Alternative APN	`001-393-023`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,337 sqft Living Area
1st Floor Area	1,337 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	3,358 sqft (0.077 acres)

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-393-023
Street Address	419 WATSON ST
City	MONTEREY
State	CA
Zip	93940-2286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVERANCE MAP LOT 20A BLK 57
Legal Subdivision	SEVERANCE
Legal Block	57
Legal Lot Number	20A
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4006
Census Tract	12700

Owner

419 Watson St is held in a trust since February 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	1585 BRADFORD WAY, MORGAN HILL, CA 95037-3461
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 25, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA
May 11, 2018	Quit Claim Deed, Transfer GREENHEDGE ESCROW
May 11, 2018	Grant Deed, Transfer GREENHEDGE ESCROW
May 11, 2018	Quit Claim Deed, Transfer GREENHEDGE ESCROW
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Mar 2, 2018	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2020 · Amount on File
Deed Sale	Feb 25, 2020 · Amount on File
Prior Sale	May 11, 2018 · Amount on File
Deed Document Number	20209444
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000009444
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	419 WATSON ST, MONTEREY, CA 93940-2286
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING KEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 BRADFORD WAY, MORGAN HILL, CA 95037-3461

Mortgage

Document Number	0000008856
Date	Feb 5, 2021
Instrument	2021008856

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 25, 2020
Property Address	419 WATSON ST, MONTEREY, CA 93940-2286
Document Number	0000009444
Map Reference	PG 12
Instrument Date	Feb 21, 2020
Instrument	2020009444
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	419 WATSON ST, MONTEREY, CA 93940-2286

Mortgage

Document Number	0000009445
Date	Feb 25, 2020
Instrument	2020009445

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 11, 2018
Property Address	419 WATSON ST, MONTEREY, CA 93940-2286
Document Number	0000020561
Instrument Date	May 8, 2018
Instrument	20561
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	GREENHEDGE ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1585 BRADFORD WAY MORGAN HILL CA 950373461, MORGAN HILL, CA 95037-3461

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 11, 2018
Property Address	419 WATSON ST, MONTEREY, CA 93940-2286
Document Number	0000020562
Instrument Date	Apr 30, 2018
Instrument	20562
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	GREENHEDGE ESCROW

Transaction

Amount	Amount on Record
Tax	$583.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1585 BRADFORD WAY MORGAN HILL CA 950373461, MORGAN HILL, CA 95037-3461

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 11, 2018
Property Address	419 WATSON ST, MONTEREY, CA 93940-2286
Document Number	0000020560
Instrument Date	Apr 30, 2018
Instrument	20560
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	GREENHEDGE ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1585 BRADFORD WAY MORGAN HILL CA 950373461, MORGAN HILL, CA 95037-3461

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	419 WATSON ST, MONTEREY, CA 93940-2286
Document Number	0000009402
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009402
Date	Mar 7, 2018
Instrument	9402

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 2, 2018
Property Address	419 WATSON ST, MONTEREY, CA 93940-2286
Document Number	0000008771
Instrument Date	Feb 20, 2018
Instrument	8771
Transaction Type	Foreclosure
Record Updated	Mar 14, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$243.10
Amount Accuracy	Confirmed
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 419 Watson St was $7,082.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$614,317 (+2%) Land $497,049 Building $117,268
2025	$7,082.00	$602,272 Land $487,303 Building $114,969
2023	$6,363.00 (+1.39%)	$578,887 Land $468,382 Building $110,505
2022	$6,276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 419 Watson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 419 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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