424 Watson St, Monterey, CA 93940 Property Records

Monterey County property record for 424 Watson St, Monterey, CA 93940

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 4 ba · 3,079 sqft · built 1988
Lot Size	0.151 acres (6,600 sqft)
Owner	Owner Name on File
Last Sale	$1,300,000 (Jul 2004)
Tax Bill	$18,095 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-392-005-000`

Property Details

APN / Parcel Number

Primary APN	`001-392-005-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,079 sqft Total Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Wood
Lot Area	6,600 sqft (0.151 acres)
Garage Area	425 sqft

Location & Zoning

Street Address	424 WATSON ST
City	MONTEREY
State	CA
Zip	93940-2278
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEVERANCE MAP MARTIN SUBD LOT 23 BLK 68
Legal Subdivision	MARTIN SUB
Legal Block	68
Legal Lot Number	23
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4001
Census Tract	12700

Owner

Source: Monterey County records · APN 001-392-005-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	424 WATSON ST, MONTEREY, CA 93940-2278
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2004 · Amount on Record
Deed Sale	Jul 06, 2004 · Amount on Record
Prior Sale	Jul 01, 2004 · Amount on Record
Deed Document Number	2004070367
Record Updated	Jun 07, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	424 WATSON ST, MONTEREY, CA 93940-2278
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 WATSON ST, MONTEREY, CA 93940-2278

Mortgage

Document Number	0000000275
Date	Jan 04, 2021
Instrument	2021000275

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$18,095.00 (+11.75%) Homeowner's exemption	$1,540,831 (+4.04%) Land $870,905 Building $669,926
2023	$16,193.00 (+1.4%) Homeowner's exemption	$1,481,001 Land $837,088 Building $643,913
2022	$15,970.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 15, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: California Internet, Verizon.

Based on FCC filings for 533 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.