442 Watson St, Monterey, CA 93940 Property Records

Monterey County property record for 442 Watson St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,067 sqft · built 1925
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$220,000 (Apr 1997)
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-392-031-000`

Property Details

APN / Parcel Number

Primary APN	`001-392-031-000`
Alternative APNs	`001-392-031` `001392310`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,067 sqft Living Area
1st Floor Area	1,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-392-031
Street Address	442 WATSON ST
City	MONTEREY
State	CA
Zip	93940-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVERANCE MAP UNDERWOOD SUBD LOT 15 BLK 68
Legal Subdivision	SEVERANCE
Legal Block	68
Legal Lot Number	15
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4001
Census Tract	12700

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	442 WATSON ST, MONTEREY, CA 93940-2210
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Intrafamily Transfer, Transfer
Nov 7, 2022	Intrafamily Transfer, Transfer
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MONTEREY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 1997 · Amount on Record
Deed Sale	Apr 21, 1997 · Amount on Record
Deed Document Number	199722332
Deed Book / Page	3507 / 942
Last Transfer Date	Oct 31, 2022
Transfer Doc	0000047771
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 7, 2022
Property Address	442 WATSON ST, MONTEREY, CA 93940-2210
Document Number	0000047771
Map Reference	VOL 1 PG 67
Instrument Date	Oct 31, 2022
Instrument	2022047771
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	442 WATSON ST, MONTEREY, CA 93940-2210

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 7, 2022
Property Address	442 WATSON ST, MONTEREY, CA 93940-2210
Document Number	0000047770
Map Reference	VOL 1 PG 67
Instrument Date	Oct 31, 2022
Instrument	2022047770
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	442 WATSON ST, MONTEREY, CA 93940-2210

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	442 WATSON ST, MONTEREY, CA 93940-2210
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 WATSON ST, MONTEREY, CA 93940-2210

Mortgage

Document Number	0000062594
Date	Sep 20, 2021
Instrument	2021062594

Lender

Name	MONTEREY CU
Type	Credit Union
Address	MONTEREY, CA 93940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$365,445 (+2%) Land $232,560 Building $132,885
2025	$4,238.00 (+13.38%) Homeowner's exemption	$358,280 (+4.04%) Land $228,000 Building $130,280
2023	$3,738.00 (+1.44%) Homeowner's exemption	$344,370 Land $219,148 Building $125,222
2022	$3,685.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Verizon.

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