Beaufort County property record for 427 Lake Bluff Dr, Bluffton, SC 29910 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 3,098 sqft · built 2017 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,025,000 (Sep 2025) |
| Tax Bill | $4,898 (2025) |
| Deeds & Mortgages | Mar 2022 Second Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242003910 |
| Primary APN | 242003910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,098 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 619 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 242003910 |
|---|---|
| Street Address | 427 LAKE BLUFF DR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-9350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3034 HAMPTON LAKE PH 3 PB141 PG64-68 |
| Legal Subdivision | HAMPTON LAKE |
| Legal Phase | 3 |
| Legal Lot Number | 3034 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2103 |
Source: Beaufort County records · APN 242003910
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 427 LAKE BLUFF DR, BLUFFTON, SC 29910-9350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUENERGY FCU |
| Sep 05, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2025 · Amount on Record |
| Deed Sale | Sep 04, 2025 · Amount on Record |
| Prior Sale | Sep 05, 2017 · Amount on Record |
| Deed Document Number | 2025040275 |
| Deed Book / Page | 4462 / 2343 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 427 LAKE BLUFF DR, BLUFFTON, SC 29910-9350 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000018911 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 4130/337 |
| Instrument | 2022018911 |
| Name | TRUENERGY FCU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, VA 22151 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 29, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Sep 05, 2017 |
| Property Address | 427 LAKE BLUFF DR, BLUFFTON, SC 29910-9350 |
| Document Number | 0000048517 |
| Book / Page | 3604 / 2138 |
| Map Reference | MB 141 PG 64 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 2017048517 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,008.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 LAKE BLUFF DR, BLUFFTON, SC 29910-9350 |
| Document Number | 0000048518 |
|---|---|
| Date | Sep 05, 2017 |
| Instrument | 2017048518 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,898.00 (-0.06%) | $31,690 (-28.24%) | |
| 2024 | $4,901.00 | $44,164 (-) Land $14,000 Building $30,164 | $1,104,100 (-) Land $350,000 Building $754,100 |
| 2023 | $4,901.00 (+9.47%) | $44,164 (+60.25%) Land $14,000 Building $30,164 | $1,104,100 (+60.25%) Land $350,000 Building $754,100 |
| 2022 | $4,477.00 Homeowner's exemption | $27,560 Land $8,000 Building $19,560 | $689,000 Land $200,000 Building $489,000 |
Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 407 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 407 in force 377 of 407 on primary residences |
| Wildfire Risk | Low above 32% of the US · above 6% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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