423 Lake Bluff Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 423 Lake Bluff Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,875 sqft · built 2018
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Company Names on Record
Last Sale	$1,290,000 (Feb 2025)
Tax Bill	$7,943 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`242003911`

Property Details

APN / Parcel Number

Primary APN	`242003911`
Alternative APN	`R614 029 000 1816 0000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,875 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	423 LAKE BLUFF DR
City	BLUFFTON
State	SC
Zip	29910-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3035 HAMPTON LAKE PH 3 PB141 PG64-68
Legal Subdivision	HAMPTON LAKE
Legal Phase	3
Legal Lot Number	3035
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	423 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Intrafamily Transfer, Transfer
Sep 8, 2023	Deed, Transfer · Conventional Mortgage TD BANK NA
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 19, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jan 24, 2018	Limited Warranty Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	Sep 8, 2023 · Amount on Record
Deed Document Number	20255825
Deed Book / Page	4404 / 16
Last Transfer Date	Mar 25, 2026
Transfer Doc	0000013728
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Mar 27, 2026
Property Address	423 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Document Number	0000013728
Book / Page	4521 / 2593
Map Reference	MB 141 PG 64
Instrument Date	Mar 25, 2026
Instrument	20260013728
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 LAKE BLUFF DR, BLUFFTON, SC 29910-9350

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 8, 2023
Property Address	423 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Document Number	0000042637
Book / Page	4273 / 2207
Map Reference	MB 141 PG 64
Instrument Date	Aug 29, 2023
Instrument	2023042637
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 LAKE BLUFF DR, BLUFFTON, SC 29910-9350

Mortgage

Document Number	0000042640
Date	Sep 8, 2023
Instrument	2023042640

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Margin	3
Max Rate	10.8%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	423 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002045
Date	Jan 11, 2022
Book Page	4103/2132
Instrument	2022002045

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	423 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Document Number	0000020177
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 LAKE BLUFF DR BLUFFTON SC 299109350, BLUFFTON, SC 29910-9350

Mortgage

Document Number	0000020177
Date	Apr 24, 2019
Book Page	003754/000483
Instrument	20177

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.25%

January 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 24, 2018
Property Address	423 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Document Number	0000003777
Book / Page	3639 / 0066
Map Reference	MB 141 PG 64
Instrument Date	Jan 17, 2018
Instrument	2018003777
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$795.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 LAKE BLUFF DR, BLUFFTON, SC 29910-9350

Mortgage

Document Number	0000003802
Date	Jan 24, 2018
Instrument	2018003802

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,943.00 (-0.06%)	$49,000 (-)
2024	$7,948.00 (+60.63%)	$49,000 (+15.64%) Land $14,000 Building $35,000	$1,225,000 (-) Land $350,000 Building $875,000
2023	$4,948.00 (+8.44%)	$42,372 (+62.49%) Land $14,000 Building $28,372	$1,225,000 (+87.91%) Land $350,000 Building $875,000
2022	$4,563.00 Homeowner's exemption	$26,076 Land $8,000 Building $18,076	$651,900 Land $200,000 Building $451,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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