430 Lake Bluff Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 430 Lake Bluff Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 3,118 sqft · built 2017
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (Oct 2021)
Tax Bill	$5,729 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`242003879`

Property Details

APN / Parcel Number

Primary APN	`242003879`
Alternative APN	`R614 029 000 1784 0000`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,118 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	760 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242003879
Street Address	430 LAKE BLUFF DR
City	BLUFFTON
State	SC
Zip	29910-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3003 HAMPTON LAKE PH 3 PB141 PG64-68
Legal Subdivision	HAMPTON LAKE
Legal Phase	3
Legal Lot Number	3003
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

430 Lake Bluff Dr is owned and occupied by an individual who bought it in October 2021.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	430 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC
Feb 3, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Apr 28, 2016 · Amount on File
Deed Document Number	2021070326
Deed Book / Page	4068 / 1760
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 5, 2021
Property Address	430 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Document Number	0000070326
Book / Page	4068 / 1760
Map Reference	MB 141 PG 64
Instrument Date	Aug 4, 2021
Instrument	2021070326
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,976.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	430 LAKE BLUFF DR, BLUFFTON, SC 29910-9350

Mortgage

Document Number	0000070327
Date	Oct 5, 2021
Instrument	2021070327

Lender

Name	SPROUT MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BEAUFORT SC
Recording Date	Feb 3, 2017
Property Address	430 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Book / Page	003550 / 000421
Instrument Date	Jan 27, 2017
Instrument	5828
Transaction Type	Construction Loan
Record Updated	Feb 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LAKE BLUFF DR BLUFFTON SC 299109350, BLUFFTON, SC 29910-9350

Mortgage

Document Number	0000005828
Date	Feb 3, 2017
Book Page	003550/000421
Instrument	5828

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 430 Lake Bluff Dr was $5,729, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,729.00 (-0.05%)	$34,960 (-15.39%)
2024	$5,732.00	$41,320 (-) Land $8,600 Building $32,720	$1,033,000 (-) Land $215,000 Building $818,000
2023	$5,732.00 (-57.68%)	$41,320 (+35.92%) Land $8,600 Building $32,720	$1,033,000 (+35.92%) Land $215,000 Building $818,000
2022	$13,545.00	$30,400 Land $4,000 Building $26,400	$760,000 Land $100,000 Building $660,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 430 Lake Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Lake Bluff Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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