Sacramento County property record for 438 Geranium Cir, Galt, CA 95632 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,672 sqft Living Area |
| Lot Size | 10,031 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $438,000 (2007) |
| Tax Bill | $7,809.00 (2025) |
Source: Sacramento County records · APN 148-1070-020-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 GERANIUM CIR, GALT, CA 95632-2057 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 09, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SERVICE CU |
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SERVICE CU |
| Oct 04, 2018 | Deed of Trust, Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2007 · Amount on Record |
| Deed Sale | Jul 31, 2007 · Amount on Record |
| Deed Book / Page | 20070731 / 1689 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 438 GERANIUM CIR, GALT, CA 95632-2057 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 438 GERANIUM CIR, GALT, CA 95632-2057 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000552 |
|---|---|
| Date | May 09, 2023 |
| Instrument | 202305090552 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 438 GERANIUM CIR, GALT, CA 95632-2057 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 438 GERANIUM CIR, GALT, CA 95632-2057 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001078 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 202107301078 |
| Name | PACIFIC SERVICE CU |
|---|---|
| Type | Credit Union |
| Address | CONCORD, CA 94519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 438 GERANIUM CIR, GALT, CA 95632-2057 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 438 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 7300000001078 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 20210730/1078 |
| Name | PACIFIC SERVICE CU |
|---|---|
| Type | Credit Union |
| Address | CONCORD, CA 94519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 438 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 1810100126 |
| Instrument Date | Oct 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 438 GERANIUM CIR GALT CA 956322057, GALT, CA 95632-2057 |
| Document Number | 1810100126 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 1810100126 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 09, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $586,792 (+2%) Land $160,764 Building $426,028 | |
| 2025 | $7,809.00 (+4.22%) | $575,287 (+4.04%) Land $157,612 Building $417,675 |
| 2024 | $7,493.00 (+1.99%) | |
| 2023 | $7,347.00 (+4.32%) | $552,950 Land $151,493 Building $401,457 |
| 2022 | $7,043.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 33% of California |
|---|---|
| Wildfire Likelihood | About 1 in 649 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 148-1070-020-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,672 sqft Living Area |
| 1st Floor | 1,903 sqft 1st Floor |
| 2nd Floor | 769 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,031 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 672 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 438 GERANIUM CIR |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-2057 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SCHMIDT RANCH NO. 2, LOT 90 |
| Legal Subdivision | SCHMIDT RANCH NO. 2 |
| Legal Lot Number | 90 |
| Jurisdiction | SACRAMENTO CA |
| Minor Civil Division | GALT |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 9502 |
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