Erie County and West Seneca Town property record for 431 E and West Rd, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,108 sqft · built 1902 |
| Lot Size | 0.504 acres (21,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Aug 2021) |
| Tax Bill | $3,198 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-145-000 |
| Primary APN | 28-145-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Upper Floors Area | 348 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,920 sqft (0.504 acres) |
| Lot Dimensions | 274 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 28-145-000 |
|---|---|
| Street Address | 431 E AND WEST RD |
| City | BUFFALO |
| State | NY |
| Zip | 14224-3943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | PART OF FL-375 EBENEZER LAND'S 80 X 274.40 IRR.LOT |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 8.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 12002 |
431 E and West Rd is owned and occupied by two individuals who bought it in August 2021.
Source: Erie County and West Seneca Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 E AND WEST RD, BUFFALO, NY 14224-3943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Dec 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2021 · Amount on File |
| Deed Sale | Aug 6, 2021 · Amount on File |
| Prior Sale | Jul 30, 2013 · Amount on File |
| Deed Document Number | 2021154966 |
| Deed Book / Page | 11385 / 173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 6, 2021 |
| Property Address | 431 E AND WEST RD, BUFFALO, NY 14224-3943 |
| Document Number | 0113850173 |
| Book / Page | 11385 / 173 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021154966 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 E AND WEST RD, 431, WEST SENECA, NY 14224-3943 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 431 E AND WEST RD, WEST SENECA, NY 14224-3943 |
| Document Number | 140084776 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 14008/4776 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 431 E AND WEST RD, BUFFALO, NY 14224-3943 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139213716 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 13921/3716 |
| Instrument | 2019266399 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2026 property tax bill for 431 E and West Rd was $3,198, up 92.4% from the year before.
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,198.00 (+92.42%) | ||
| 2025 | $1,662.00 (-46.56%) | $31,700 (-) Land $7,100 Building $24,600 | $132,100 (+4.18%) Land $29,587 Building $102,513 |
| 2024 | $3,110.00 | $31,700 (-) Land $7,100 Building $24,600 | $126,800 (+4%) Land $28,400 Building $98,400 |
| 2023 | $31,700 Land $7,100 Building $24,600 | $121,923 Land $27,308 Building $94,615 | |
| 2019 | $2,392.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 431 E and West Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 E and West Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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