416 Covington Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 416 Covington Ct, Chesapeake, VA 23320

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,036 sqft · built 2017
Lot Size0.018 acres (818 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (May 2017)
Tax Bill$3,708 (2025)
Deeds & MortgagesFeb 2022 Refinance
May 2017 Sale & Mortgage
APN0482020000080

Property Details

APN / Parcel Number

Primary APN0482020000080

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,036 sqft Living Area
1st Floor Area452 sqft
Upper Floors Area1,584 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area818 sqft (0.018 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area10 sqft
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address416 COVINGTON CT
CityCHESAPEAKE
StateVA
Zip23320-3899
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF1: MULT
Legal DescriptionUNIT D CLEARFIELD OAKS CONDO PH 4 SITE 5
Legal SubdivisionCLEARFIELD OAKS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2013
Census Tract20804

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address416 COVINGTON CT, CHESAPEAKE, VA 23320-3899
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NEW AMERICAN FUNDING
May 3, 2017Special Warranty Deed, Transfer · VA Mortgage
FIRST GUARANTY MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2017 · Amount on File
Deed SaleMay 3, 2017 · Amount on File
Deed Document Number201711802
Deed Book / Page9783 / 11
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address416 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Transaction TypeMortgage
Record UpdatedMar 2, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010520/686
DateFeb 11, 2022
Book Page10520/686
Instrument220005026
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate

May 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 3, 2017
Property Address416 COVINGTON CT, CHESAPEAKE, VA 23320-3899
Document Number9783/11
Book / Page9783 / 11
Instrument DateApr 27, 2017
Instrument170011802
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 COVINGTON CT, CHESAPEAKE, VA 23320-3899

Mortgage

Document Number170011803
DateMay 3, 2017
Instrument170011803
Lender
NameFIRST GUARANTY MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$376,300 (+2.51%) Land $105,000 Building $271,300$376,300 (+2.51%) Land $105,000 Building $271,300
2025$3,708.00 (+25.23%)$367,100 (+9.26%) Land $100,000 Building $267,100$367,100 (+9.26%) Land $100,000 Building $267,100
2023$336,000 (+7.52%) Land $90,000 Building $246,000$336,000 (+7.52%) Land $90,000 Building $246,000
2022$312,500 Land $80,000 Building $232,500$312,500 Land $80,000 Building $232,500
2019$2,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2010–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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