Westerly Town property record for 431 Atlantic Ave, Westerly, RI 02891 · Last verified June 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,530 sqft · built 1955 |
| Lot Size | 0.27 acres (11,742 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $17,880 (2025) |
| Deeds & Mortgages | Jun 2021 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | WEST M:167 B:12 |
| Primary APN | WEST M:167 B:12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 5,359 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,742 sqft (0.27 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 12117006 |
|---|---|
| Street Address | 431 ATLANTIC AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4333 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 12 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:167 B:12
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 KETTLE CLOSE, WESTERLY, RI 02891-3696 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 03, 2021 |
| Transfer Doc | 2021-14926 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 03, 2021 |
| Property Address | 431 ATLANTIC AVE, WESTERLY, RI 02891-4333 |
| Document Number | 2021-14926 |
| Book / Page | 2021 / 14926 |
| Instrument Date | Jun 03, 2021 |
| Instrument | 2021-3299 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 KETTLE CLOSE, WESTERLY, RI 02891-3696 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $17,880.00 (+1.94%) | $2,514,700 (+37.92%) Land $2,282,000 Building $232,700 |
| 2023 | $17,540.00 (+1%) | $1,823,300 (+0.37%) Land $1,630,300 Building $193,000 |
| 2022 | $17,366.00 | $1,816,500 Land $1,630,300 Building $186,200 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 456 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured 50 under condo master policies |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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