430 Atlantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 430 Atlantic Ave, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 3 ba · 1,770 sqft · built 1989
Lot Size	0.29 acres (12,614 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (Sep 2020)
Tax Bill	$11,904 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`WEST M:167 B:67`

Property Details

APN / Parcel Number

Primary APN	`WEST M:167 B:67`
Alternative APNs	`M:167 B:67 L` `8130000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,770 sqft Living Area
Gross Area	3,477 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,614 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8130000
Street Address	430 ATLANTIC AVE
City	WESTERLY
State	RI
Zip	02891-4336
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	67
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1005
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:167 B:67

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	95 BRIARWOOD RD, NAUGATUCK, CT 06770-1607
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Dec 19, 2008 · Amount on Record
Deed Document Number	20204666
Deed Book / Page	2020 / 20508
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 30, 2020
Property Address	430 ATLANTIC AVE, WESTERLY, RI 02891-4336
Document Number	2020-508
Book / Page	002020 / 020508
Instrument Date	Sep 30, 2020
Instrument	4666
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 BRIARWOOD RD NAUGATUCK CT 067701607, NAUGATUCK, CT 06770-1607

Mortgage

Document Number	2020-511
Date	Sep 30, 2020
Book Page	002020/020511
Instrument	4667

Lender

Name	EASTERN BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,904.00 (+24.12%)	$1,674,300 (+67.93%) Land $1,154,000 Building $520,300
2023	$9,591.00 (+5.5%)	$997,000 (+4.85%) Land $642,100 Building $354,900
2022	$9,091.00	$950,900 Land $640,300 Building $310,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 456 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured 50 under condo master policies
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.