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427 Atlantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 427 Atlantic Ave, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details4 bd · 2.5 ba · 2,504 sqft · built 1987
Lot Size0.29 acres (12,614 sqft)
Owner2 Individual Names on File
Last Sale$1,975,000 (Sep 2020)
Tax Bill$21,881 (2025)
Deeds & MortgagesSep 2020 Sale
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone VE (high risk)
APNWEST M:167 B:14

Property Details

APN / Parcel Number

Primary APNWEST M:167 B:14
Alternative APNs
  • M:167 B:14 L
  • 3298751

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,504 sqft Living Area
Gross Area4,998 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area12,614 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number3298751
Street Address427 ATLANTIC AVE
CityWESTERLY
StateRI
Zip02891-4333
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block14
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1080
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:167 B:14

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 122, WOODSTOCK, CT 06281-0122
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Warranty Deed, Transfer
NOT AVAILABLE
Oct 09, 2019Deed of Trust, Mortgage
WELLS FARGO BK
Dec 10, 2018Deed of Trust, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2020 · Amount on Record
Deed SaleSep 18, 2020 · Amount on Record
Prior SaleSep 30, 2009 · Amount on Record
Deed Book / Page2020 / 19539
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateSep 18, 2020
Property Address427 ATLANTIC AVE, WESTERLY, RI 02891-4333
Document Number2020-9539
Book / Page002020 / 019539
Instrument DateSep 18, 2020
Instrument4430
Transaction TypeTransfer
Record UpdatedOct 06, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,975.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 122 WOODSTOCK CT 062810122, WOODSTOCK, CT 06281-0122

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address427 ATLANTIC AVE, WESTERLY, RI 02891-4333
Document Number2019-7173
Instrument DateOct 09, 2019
Transaction TypeMortgage
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address427 ATLANTIC AVE WESTERLY RI 028914333, WESTERLY, RI 02891-4333

Mortgage

Document Number2019-7173
DateOct 11, 2019
Book Page002019/017173
Instrument4381
Lender
NameWELLS FARGO BK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueOct 10, 2049

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address427 ATLANTIC AVE, WESTERLY, RI 02891-4333
Document Number2018-1260
Instrument DateDec 10, 2018
Transaction TypeMortgage
Record UpdatedDec 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 ATLANTIC AVE WESTERLY RI 028914333, WESTERLY, RI 02891-4333

Mortgage

Document Number2018-1260
DateDec 12, 2018
Book Page002018/021260
Instrument5242
Lender
NameWELLS FARGO BK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueDec 11, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$21,881.00 (+2.12%)$3,077,500 (+38.17%) Land $2,556,900 Building $520,600
2023$21,427.00 (+0.63%)$2,227,300 (-) Land $1,826,900 Building $400,400
2022$21,293.00$2,227,300 Land $1,826,900 Building $400,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation15.0 ft
CoastalYes
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Named Events
  • Hurricane Sandy (Nov 2012), 86 claims
  • Severe Storms And Flooding (Mar 2010), 9 claims
  • Hurricane Bob (Aug 1991), 14 claims
Nearby Flood Policies506 units insured (50 under condo master policies)
99 of 456 individual policies on primary residences
Flood Insurance CostPremium on Record
median of 456 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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