433 Atlantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 433 Atlantic Ave, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2.5 ba · 1,250 sqft · built 2012
Lot Size	0.28 acres (12,178 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Dec 1998)
Tax Bill	$20,768 (2025)
Deeds & Mortgages	Jul 2024 Sale
Flood Zone	Zone VE (high risk)
APN	`WEST M:167 B:11`

Property Details

APN / Parcel Number

Primary APN	`WEST M:167 B:11`
Alternative APNs	`M:167 B:11 L` `4125531`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,250 sqft Living Area
Gross Area	3,100 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,178 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4125531
Street Address	433 ATLANTIC AVE
City	WESTERLY
State	RI
Zip	02891-4333
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	11
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1080
Census Tract	51000

Owner

Source: Westerly Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 OLD MILL RD, WILTON, CT 06897-5017
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 1998 · Amount on Record
Deed Sale	Dec 28, 1998 · Amount on Record
Deed Book / Page	744 / 170
Record Updated	Sep 20, 2026

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 1, 2024
Property Address	433 ATLANTIC AVE, WESTERLY, RI 02891-4333
Document Number	02024-7874
Book / Page	2024 / 7874
Instrument Date	Jun 28, 2024
Instrument	2024-2060
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 OLD MILL RD, WILTON, CT 06897-5017

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$20,768.00 (+5.23%)	$2,920,900 (+42.37%) Land $2,556,400 Building $364,500
2023	$19,736.00 (+0.63%)	$2,051,600 (-) Land $1,704,800 Building $346,800
2022	$19,613.00	$2,051,600 Land $1,704,800 Building $346,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20