Rensselaer County and Troy City property record for 431 3rd St, Troy, NY 12180 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1890 |
| Square Footage | 2,368 sqft Total Area |
| Lot Size | 3,049 sqft (0.07 acres) |
| Last Sale | $155,000 (2022) |
| Tax Bill | $3,783.00 (2025) |
| Primary APN | 381700 111.44-3-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,368 sqft Total Area |
| 1st Floor | 1,268 sqft 1st Floor |
| 2nd Floor | 1,100 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,049 sqft (0.07 acres) |
| Depth X Width | 130 ft x 25 ft Depth x Width |
| Porch Area | 162 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 1205180 |
|---|---|
| Street Address | 431 3RD ST |
| City | TROY |
| State | NY |
| Zip | 12180-5323 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 STY FR HSE 33-28-/23/ |
| Legal Block | 3 |
| Legal Lot Number | 5.000 |
| Jurisdiction | RENSSELAER NY |
| Minor Civil Division | TROY |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 41000 |
Source: Rensselaer County and Troy City records · APN 381700 111.44-3-5
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 615 MAIN ST, WILBRAHAM, MA 01095-1603 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 14, 2023 | Quit Claim Deed, Transfer Quitclaim Document |
| Feb 07, 2022 | Deed, Transfer · Stand Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 01, 2019 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2022 · Amount on Record |
| Deed Sale | Feb 07, 2022 · Amount on Record |
| Prior Sale | Aug 01, 2019 · Amount on Record |
| Deed Doc Number | 2022605223 |
| Deed Book / Page | 9931 / 190 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Feb 14, 2023 |
| Property Address | 431 3RD ST, TROY, NY 12180-5323 |
| Document Number | 0103210039 |
| Book / Page | 10321 / 39 |
| Instrument Date | Feb 03, 2023 |
| Instrument | 2023-623824 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 MAIN ST, WILBRAHAM, MA 01095-1603 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Feb 07, 2022 |
| Property Address | 431 3RD ST, TROY, NY 12180-5323 |
| Document Number | 0099310190 |
| Book / Page | 9931 / 190 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022-605223 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 MAIN ST, WILBRAHAM, MA 01095-1603 |
| Document Number | 2022605224 |
|---|---|
| Date | Feb 07, 2022 |
| Instrument | 2022-605224 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Aug 01, 2019 |
| Property Address | 431 3RD ST, TROY, NY 12180-5323 |
| Document Number | 0000554952 |
| Book / Page | 008903 / 000308 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 554952 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $519.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 8 PINEVIEW AVE TROY NY 121806650, TROY, NY 12180-6650 |
| Document Number | 554953 |
|---|---|
| Date | Aug 01, 2019 |
| Book Page | 008903/000311 |
| Instrument | 554953 |
| Name | PREMIUM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2049 |
Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,783.00 (+3.11%) | $81,000 (-) Land $8,800 Building $72,200 | $138,700 (+19.88%) Land $15,069 Building $123,631 |
| 2023 | $81,000 (-) Land $8,800 Building $72,200 | $115,700 (+8.56%) Land $12,570 Building $103,130 | |
| 2022 | $3,669.00 | $81,000 Land $8,800 Building $72,200 | $106,579 Land $11,579 Building $95,000 |
Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Hazard | Not mapped |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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