435 3rd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 435 3rd St, Troy, NY 12180 · Last verified July 2026

Property Summary

Property Type	Triplex
Details	11 bd · 3 ba · 4,488 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jul 2019)
Tax Bill	$6,446 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2019 Sale & Mortgage
APN	`381700 111.44-3-7`

Property Details

APN / Parcel Number

Primary APN	`381700 111.44-3-7`
Alternative APN	`1205200`

Interior

Bedrooms	11 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	4,488 sqft Total Area
1st Floor Area	1,496 sqft
2nd Floor Area	1,496 sqft
Upper Floors Area	1,496 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1205200
Street Address	435 3RD ST
City	TROY
State	NY
Zip	12180-5364
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	3 STY BR HSE 33-26/235
Legal Block	3
Legal Lot Number	7.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2005
Census Tract	41000

Owner

Source: Rensselaer County and Troy City records · APN 381700 111.44-3-7

Assessment roll updated May 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 FAIRLAWN AVE, ALBANY, NY 12203-1913
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION
Jul 01, 2019	Grant Deed, Transfer · Conventional Mortgage HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2019 · Amount on Record
Deed Sale	Jul 01, 2019 · Amount on Record
Deed Document Number	2019553380
Deed Book / Page	8873 / 185
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 14, 2026
Property Address	435 3RD ST, TROY, NY 12180-5364
Document Number	0000673551
Book / Page	11320 / 91
Instrument Date	Jul 02, 2026
Instrument	2026673551
Transaction Type	Transfer
Record Updated	Aug 05, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Date	Jul 14, 2026

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 01, 2019
Property Address	435 3RD ST, TROY, NY 12180-5364
Document Number	0000553380
Book / Page	008873 / 000185
Instrument Date	May 06, 2019
Instrument	553380
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	KCS LAND RESEARCH CORPORATION, KCS LAND RESEARCH CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FAIRLAWN AVE ALBANY NY 122031913, ALBANY, NY 12203-1913

Mortgage

Document Number	553381
Date	Jul 01, 2019
Book Page	008873/000188
Instrument	553381

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,446.00 (-8.37%)	$138,000 (-) Land $8,800 Building $129,200	$236,300 (+19.89%) Land $15,068 Building $221,232
2023		$138,000 (-) Land $8,800 Building $129,200	$197,100 (+8.55%) Land $12,569 Building $184,531
2022	$7,035.00	$138,000 Land $8,800 Building $129,200	$181,579 Land $11,579 Building $170,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360830410002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Special Flood Hazard Area	No
Flood Hazard	Not mapped
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Nearby Flood Policies	38 in force
Nearby Flood Claims	28 (1979–2021)
Claims Outside the SFHA	2 of 28
Most Recent Claim	Mar 2021, other causes
Claims By Storm	Hurricane Irene, Aug 2011 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 491 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum, Redburn Infrastructure. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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