Rensselaer County and Troy City property record for 428 3rd St, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,733 sqft · built 1900 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $63,600 (Sep 2012) |
| Tax Bill | $2,566 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance |
| APN | 381700 111.44-4-2 |
| Primary APN | 381700 111.44-4-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,733 sqft Living Area |
| 1st Floor Area | 1,161 sqft |
| Upper Floors Area | 572 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,307 sqft (0.03 acres) |
| Lot Dimensions | 62.2 ft deep x 22.3 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1205380 |
|---|---|
| Street Address | 428 3RD ST |
| City | TROY |
| State | NY |
| Zip | 12180-5321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU1 |
| Legal Description | 1 1/2 STY FR BLDG 35A-6/NW 1/4 230 |
| Legal Block | 4 |
| Legal Lot Number | 2.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 41000 |
Source: Rensselaer County and Troy City records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 3RD ST, TROY, NY 12180-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2012 · Amount on Record |
| Deed Sale | Sep 5, 2012 · Amount on Record |
| Prior Sale | Feb 8, 2012 · Amount on Record |
| Deed Book / Page | 6430 / 273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 428 3RD ST, TROY, NY 12180-5321 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094840222 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 9484/222 |
| Instrument | 2021-584154 |
| Name | COMMUNITY RESOURCE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2031 |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,566.00 (+9.8%) | $65,000 (-) Land $4,500 Building $60,500 | $111,300 (+19.81%) Land $7,705 Building $103,595 |
| 2023 | $65,000 (-) Land $4,500 Building $60,500 | $92,900 (+8.62%) Land $6,432 Building $86,468 | |
| 2022 | $2,337.00 Homeowner's exemption | $65,000 Land $4,500 Building $60,500 | $85,526 Land $5,921 Building $79,605 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 28 (1979–2021) |
| Claims Outside the SFHA | 2 of 28 |
| Most Recent Claim | Mar 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Massivemesh Networks.
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