Rensselaer County and Troy City property record for 427 3rd St, Troy, NY 12180
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 561 sqft · built 1920 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,392 (2026) |
| Deeds & Mortgages | Feb 2024 Sale |
| APN | 381700 111.36-8-20 |
| Primary APN | 381700 111.36-8-20 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 561 sqft Gross Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 130 ft deep x 25 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0904420 |
|---|---|
| Street Address | 427 3RD ST |
| City | TROY |
| State | NY |
| Zip | 12180-5320 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | MF |
| Legal Description | 1 STY BK BLDG 34-18/227 |
| Legal Block | 8 |
| Legal Lot Number | 20.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 40900 |
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 OREGON TRL, WATERFORD, NY 12188-1244 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 17, 2024 |
| Transfer Doc | 0105970015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Feb 7, 2024 |
| Property Address | 427 3RD ST, TROY, NY 12180-5320 |
| Document Number | 0105970015 |
| Book / Page | 10597 / 15 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2024-638002 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 113 HUDSON RIVER RD, WATERFORD, NY 12188-1940 |
| Investor | Possibly a Property Investor |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,392.00 (+5.54%) | ||
| 2025 | $3,214.00 (+119.99%) | $30,000 (-) Land $8,800 Building $21,200 | $51,400 (+19.81%) Land $15,077 Building $36,323 |
| 2023 | $30,000 (-) Land $8,800 Building $21,200 | $42,900 (+8.68%) Land $12,584 Building $30,316 | |
| 2022 | $1,461.00 | $30,000 Land $8,800 Building $21,200 | $39,474 Land $11,579 Building $27,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (1979–2005) |
| Most Recent Claim | Jun 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Massivemesh Networks.
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