4309 Beachside Two Dr, #309, Miramar Beach, FL 32550 Property Records

Walton County property record for 4309 Beachside Two Dr, #309, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.007 acres (346 sqft)
Owner	Individual Name on Record
Last Sale	$1,800,000 (Sep 2025)
Tax Bill	$12,249 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42410-000-0309`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42410-000-0309`
Alternative APN	`1077126`

Exterior

Lot Area	346 sqft (0.007 acres)

Location & Zoning

Account Number	1077126
Street Address	4309 BEACHSIDE TWO DR # 309, 309
City	MIRAMAR BEACH
State	FL
Zip	32550-4227
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 309 BEACHSIDE II AND AN UNDIV INT IN COMMON ELEMENTS AS RECD OR 299-704 OR 1527-304 OR 1785-141 OR 2663-3630 OR
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHSIDE CONDO II
Legal Lot Number	309
Legal Unit	309
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	784 OSCEOLA AVE, SAINT PAUL, MN 55105-3326
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage WALTON FUNDING LLC
Oct 26, 2017	Loan Modification, Mortgage SB&T BK/AL
Oct 26, 2017	Loan Modification, Mortgage STATE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Apr 12, 2005
Deed Document Number	20250035472
Deed Book / Page	3372 / 3225
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 30, 2025
Property Address	4309 BEACHSIDE TWO DR # 309, 309, MIRAMAR BEACH, FL 32550-4227
Document Number	0033723225
Book / Page	3372 / 3225
Map Reference	MB 299 PG 704
Instrument Date	Sep 29, 2025
Instrument	20250035472
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4309 BEACHSIDE TWO DR # DR4325, DR4325, MIRAMAR BEACH, FL 32550-4227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 OSCEOLA AVE, SAINT PAUL, MN 55105-3326

Mortgage

Document Number	0033723233
Date	Sep 30, 2025
Instrument	3372/3233

Lender

Name	WALTON FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	4309 BEACHSIDE TWO DR # 309, 309, MIRAMAR BEACH, FL 32550-4227
Document Number	0030584146
Book / Page	003058 / 004146
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5722 1-55 N JACKSON MS 39211, JACKSON, MS 39211

Mortgage

Document Number	0030584146
Date	Dec 1, 2017
Book Page	003058/004146
Instrument	39460

Lender

Name	SB&T BK/AL
Type	Bank
Address	JACKSON, MS 32911

Agreement

Term	60 Months
Due	Nov 30, 2022

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	4309 BEACHSIDE TWO DR # 309, 309, MIRAMAR BEACH, FL 32550-4227
Document Number	0030571439
Book / Page	003057 / 001439
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5722 1-55 N JACKSON MS 39211, JACKSON, MS 39211

Mortgage

Document Number	0030571439
Date	Nov 13, 2017
Book Page	003057/001439
Instrument	37414

Lender

Name	STATE BK&TR
Type	Bank
Address	JACKSON, MS 39211

Agreement

Term	60 Months
Due	Nov 12, 2022

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,298,588 (-7.18%) Building $1,298,588	$1,298,588 (-7.18%) Building $1,298,588
2024	$12,249.00 (+5.44%)	$1,398,994 (-) Building $1,398,994	$1,398,994 (-) Building $1,398,994
2023	$11,617.00 (+7.75%)	$1,398,994 (+1%) Building $1,398,994	$1,398,994 (+1%) Building $1,398,994
2022	$10,781.00	$1,271,813 Building $1,271,813	$1,271,813 Building $1,271,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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