4305 Beachside Two Dr, #305, Miramar Beach, FL 32550 Property Records

Walton County property record for 4305 Beachside Two Dr, #305, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.007 acres (346 sqft)
Owner	Company Name on Record
Last Sale	$1,185,000 (Mar 2023)
Tax Bill	$6,569 (2024)
Deeds & Mortgages	Mar 2023 Sale May 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42410-000-0305`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42410-000-0305`
Alternative APN	`1077122`

Exterior

Lot Area	346 sqft (0.007 acres)

Location & Zoning

Account Number	1077122
Street Address	4305 BEACHSIDE TWO DR # 305, 305
City	MIRAMAR BEACH
State	FL
Zip	32550-4227
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 305 BEACHSIDE II AND AN UNDIV INT IN COMMON ELEMENTS AS DESC IN OR 299-704 OR 2566-36 OR 2725-953 OR 2913-1731 OR
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHSIDE CONDO II
Legal Lot Number	305
Legal Unit	305
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	47 ARBOR RIDGE CV, JACKSON, TN 38305-0321
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Warranty Deed, Transfer EQUITRUST TITLE COMPANY
May 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Prior Sale	May 25, 2021 · Amount on Record
Deed Document Number	0032821115
Deed Book / Page	3282 / 1115
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 3, 2023
Property Address	4305 BEACHSIDE TWO DR # 305, 305, MIRAMAR BEACH, FL 32550-4227
Document Number	0032821115
Book / Page	3282 / 1115
Map Reference	MB 299 PG 704
Instrument Date	Mar 3, 2023
Instrument	20230007325
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	EQUITRUST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$8,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 COTTON LN, FRANKLIN, TN 37069-4122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 ARBOR RIDGE CV, JACKSON, TN 38305-0321

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 25, 2021
Property Address	4305 BEACHSIDE TWO DR # 305, 305, MIRAMAR BEACH, FL 32550-4227
Document Number	0031991995
Book / Page	3199 / 1995
Map Reference	MB 299 PG 704
Instrument Date	May 24, 2021
Instrument	20210026086
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	EQUITRUST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2612 HORSLEY MILL RD, CARROLLTON, GA 30116-9058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 STURBRIDGE DR, FRANKLIN, TN 37064-3210
Investor	Possibly a Property Investor

Mortgage

Document Number	0031991997
Date	May 25, 2021
Instrument	3199/1997

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 30, 2026

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$667,627 (+6.75%) Building $667,627	$667,627 (+6.75%) Building $667,627
2024	$6,569.00 (+15.61%)
2023	$5,682.00 (+7.84%)	$625,433 (+1%) Building $625,433	$625,433 (+1%) Building $625,433
2022	$5,269.00	$568,575 Building $568,575	$568,575 Building $568,575

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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