4304 Beachside Two Dr, #304, Miramar Beach, FL 32550 Property Records

Walton County property record for 4304 Beachside Two Dr, #304, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.008 acres (346 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (Sep 2026)
Tax Bill	$6,372 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42410-000-0304`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42410-000-0304`
Alternative APNs	`34-221-42410-000-0304` `1077121`

Exterior

Architectural Style	Condo/Apartment
Lot Area	346 sqft (0.008 acres)

Location & Zoning

Street Address	4304 BEACHSIDE TWO DR, 304
City	MIRAMAR BEACH
State	FL
Zip	32550-4227
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 304 BEACHSIDE II AND AN UNDIV INT IN COMMON ELEMENTS AS DESC IN OR 299-704 OR2338- 1237
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHSIDE CONDO II
Legal Block	3
Legal Lot Number	304
Legal Unit	304
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4304 BEACHSIDE TWO DR, 304, MIRAMAR BEACH, FL 32550-4227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer FLORIDA TITLE, NORTHWEST FLORIDA TITLE AND ES
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage BANKPLUS
Nov 20, 2018	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Mar 6, 2023 · Amount on File
Deed Document Number	202636798
Deed Book / Page	3411 / 4170
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 4, 2026
Property Address	4304 BEACHSIDE TWO DR, 304, MIRAMAR BEACH, FL 32550-4227
Document Number	0000036798
Book / Page	3411 / 4170
Instrument Date	Aug 14, 2026
Instrument	202636798
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	FLORIDA TITLE, NORTHWEST FLORIDA TITLE AND ES

Transaction

Amount	Amount on Record
Tax	$682,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 BEACHSIDE TWO DR, 304, MIRAMAR BEACH, FL 32550-4227

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 6, 2023
Property Address	4304 BEACHSIDE TWO DR # 304, 304, MIRAMAR BEACH, FL 32550-4227
Document Number	0032822254
Book / Page	3282 / 2254
Map Reference	MB 2 PG 2-A-2-GG
Instrument Date	Mar 3, 2023
Instrument	20230007610
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 GALERIA BLVD, SLIDELL, LA 70458-1246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1332 KINGSPATH DR, ROCHESTER HILLS, MI 48306-3729

Mortgage

Document Number	0032822256
Date	Mar 6, 2023
Instrument	3282/2256

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	4304 BEACHSIDE TWO DR # 304, 304, MIRAMAR BEACH, FL 32550-4227
Document Number	0030952097
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	113 GALERIA BLVD SLIDELL LA 704581246, SLIDELL, LA 70458-1246

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,372.00 (-8.18%)	$705,311 (-7.18%) Building $705,311	$705,311 (-7.18%) Building $705,311
2024	$6,940.00 (+1%)
2023	$6,309.00 (+7.75%)	$759,846 (+1%) Building $759,846	$759,846 (+1%) Building $759,846
2022	$5,855.00	$690,769 Building $690,769	$690,769 Building $690,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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