Kenton County property record for 4308 Winston Ave, Covington, KY 41015
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,612 sqft · built 1916 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on Record |
| Last Sale | $70,000 (Aug 2017) |
| Tax Bill | $1,391 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jan 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-23-03-163.00 |
| Primary APN | 056-23-03-163.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Finished Area |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4308 WINSTON AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1735 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | DEHLINGER RESUB LOT 30 PT 29 |
| Legal Subdivision | DEHLINGERS RESUB OF TAYLOR |
| Legal Lot Number | 30,29 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 61300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8867 DECOURSEY PIKE, RYLAND HGHT, KY 41015-9512 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF KENTUCKY |
| Jan 12, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2017 · Amount on Record |
| Deed Sale | Aug 7, 2017 · Amount on Record |
| Prior Sale | Jun 13, 1996 · Amount on Record |
| Deed Document Number | 201708 07 059 00091 |
| Deed Book / Page | 6218 / 284 |
| Last Transfer Date | Dec 31, 2022 |
| Transfer Doc | 0005900125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4308 WINSTON AVE, COVINGTON, KY 41015-1735 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8867 DECOURSEY PIKE, RYLAND HGHT, KY 41015-9512 |
| Document Number | 0005900183 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | KCM 509/470 |
| Instrument | 23112705900183 |
| Name | FIRST NATIONAL BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | FLORENCE, KY 41042 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Nov 21, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 12, 2023 |
| Property Address | 4308 WINSTON AVE, COVINGTON, KY 41015-1735 |
| Document Number | 0005900125 |
| Book / Page | KC 209 / 259 |
| Instrument Date | Dec 31, 2022 |
| Instrument | 23011205900125 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10307 POND CREEK RD, ALEXANDRIA, KY 41001-7856 |
| Name | Verified Name |
|---|---|
| Address | 8867 DECOURSEY PIKE, RYLAND HGHT, KY 41015-9512 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 7, 2017 |
| Property Address | 4308 WINSTON AVE, COVINGTON, KY 41015-1735 |
| Document Number | 0000000091 |
| Book / Page | 006218 / 000284 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 91 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4308 WINSTON AVE COVINGTON KY 410151735, COVINGTON, KY 41015-1735 |
| Document Number | 98 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 006218/000286 |
| Instrument | 98 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,000 (+14.29%) Land $15,000 Building $105,000 | $120,000 (+14.29%) Land $15,000 Building $105,000 | |
| 2025 | $1,391.00 (-0.5%) | $105,000 (-) Land $10,000 Building $95,000 | $105,000 (-) Land $10,000 Building $95,000 |
| 2023 | $1,398.00 | $105,000 Land $10,000 Building $95,000 | $105,000 Land $10,000 Building $95,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1978–2025) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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