4308 Crossgate Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4308 Crossgate Dr, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.24 acres (10,469 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Mar 2003)
Tax Bill$10,601 (2024)
Deeds & MortgagesAug 2023 Line of Credit
Feb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-20-20-429-005

Property Details

APN / Parcel Number

Primary APN03-20-20-429-005

Exterior

Lot Area10,469 sqft (0.24 acres)

Location & Zoning

Street Address4308 CROSSGATE DR
CityCHAMPAIGN
StateIL
Zip61822-9349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 303 IRONWOOD 3
Legal Range08E
Legal Township19N
Legal Section20
Legal SubdivisionIRONWOOD 3
Legal Lot Number303
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1036
Census Tract1205

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4308 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Deed of Trust, Mortgage · Line of Credit
FIRST FSB OF CHAMPAIGN URBANA
Feb 16, 2018Deed of Trust, Mortgage · Line of Credit
FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2003 · Amount on Record
Deed SaleMar 4, 2003 · Amount on Record
Deed Document Number20039601
Last Transfer DateDec 14, 2007
Transfer Doc0000000301
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address4308 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Transaction TypeMortgage
Record UpdatedSep 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012345
DateAug 29, 2023
Instrument2023R12345
Lender
NameFIRST FSB OF CHAMPAIGN URBANA
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 21, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address4308 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Document Number0000003109
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedMar 19, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4308 CROSSGATE DR CHAMPAIGN IL 618229349, CHAMPAIGN, IL 61822-9349

Mortgage

Document Number0000003109
DateMar 2, 2018
Instrument3109
Lender
NameFIRST FSB/CHAMPAIGN-URBANA
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 1, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$142,040 (+30.73%) Land $25,980 Building $116,060$426,120 (+30.73%) Land $77,940 Building $348,180
2024$10,601.00 (+10.76%)
2022$9,571.00 Homeowner's exemption$108,650 Land $19,870 Building $88,780$325,950 Land $59,610 Building $266,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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