4304 Crossgate Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4304 Crossgate Dr, Champaign, IL 61822 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size10,013 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$276,500 (2018)
Tax Bill$8,687.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-20-20-429-003

Exterior

Lot Area10,013 sqft (0.23 acres)

Location & Zoning

Street Address4304 CROSSGATE DR
CityCHAMPAIGN
StateIL
Zip61822-9349
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 301 IRONWOOD 3
Legal Range08E
Legal Township19N
Legal Section20
Legal SubdivisionIRONWOOD 3
Legal Lot Number301
JurisdictionCHAMPAIGN IL
Minor Civil DivisionCHAMPAIGN CITY
Census Blockgroup1
Census Block1036
Census Tract1205

Owner

Source: Champaign County records · APN 03-20-20-429-003

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4304 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
Oct 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
Jul 09, 2018Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK
Jun 14, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
PENTAGON FCU
Jan 23, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
PRIME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2018 · Amount on Record
Deed SaleJul 09, 2018 · Amount on Record
Prior SaleJun 14, 2017 · Amount on Record
Deed Doc Number201811572
Last Transfer DateMay 31, 2024
Transfer Doc0000007188
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address4304 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Transaction TypeMortgage
Record UpdatedApr 08, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006584
DateMar 23, 2021
Instrument2021R06584
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address4304 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016327
DateOct 01, 2019
Instrument2019R16327
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049
Interest
Rate TypeFixed Rate
Rate3.5%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 09, 2018
Property Address4304 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Document Number0000011572
Map ReferenceDOC97R13303
Instrument DateJun 02, 2018
Instrument2018R11572
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$414.75
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4304 CROSSGATE DR, CHAMPAIGN, IL 61822-9349

Mortgage

Document Number0000011573
DateJul 09, 2018
Instrument2018R11573
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 14, 2017
Property Address4304 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Document Number0000010556
Map ReferenceDOC97R13303
Instrument DateJun 12, 2017
Instrument2017R10556
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$414.75
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address4304 CROSSGATE DR, CHAMPAIGN, IL 61822-9349

Mortgage

Document Number0000010557
DateJun 14, 2017
Instrument2017R10557
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJul 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateJul 01, 2022
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change5%
Index5-Year CMT
Margin2
Max Rate8%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address4304 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Document Number0000001669
Instrument DateJan 23, 2017
Transaction TypeMortgage
Record UpdatedFeb 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address4304 CROSSGATE DR CHAMPAIGN IL 618229349, CHAMPAIGN, IL 61822-9349

Mortgage

Document Number0000001669
DateJan 30, 2017
Instrument1669
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 29, 2047
Interest
Rate5%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$117,610 (+30.74%) Land $25,810 Building $91,800$352,830 (+30.74%) Land $77,430 Building $275,400
2024$8,687.00 (+10.97%)
2022$7,828.00 Homeowner's exemption$89,960 Land $19,740 Building $70,220$269,880 Land $59,220 Building $210,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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