4310 Crossgate Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4310 Crossgate Dr, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.22 acres (9,575 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Sep 2016)
Tax Bill$8,217 (2024)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-20-20-429-006

Property Details

APN / Parcel Number

Primary APN03-20-20-429-006

Exterior

Lot Area9,575 sqft (0.22 acres)

Location & Zoning

Street Address4310 CROSSGATE DR
CityCHAMPAIGN
StateIL
Zip61822-9349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 304 IRONWOOD 3
Legal Range08E
Legal Township19N
Legal Section20
Legal SubdivisionIRONWOOD 3
Legal Lot Number304
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1036
Census Tract1205

Owner

4310 Crossgate Dr is owned and occupied by an individual who bought it in September 2016.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address4310 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2016 · Amount on File
Deed SaleSep 29, 2016 · Amount on File
Deed Document Number201619108
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address4310 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINVESTORS TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000345
DateJan 8, 2020
Instrument2020R00345
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4.99%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2025
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change6.99%
Index1-Year LIBOR
Max Rate9.99%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$111,620 Land $25,220 Building $86,400$334,860 Land $75,660 Building $259,200
2024$8,217.00
2022$7,401.00 Homeowner's exemption$85,380 Land $19,290 Building $66,090$256,140 Land $57,870 Building $198,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4310 Crossgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4310 Crossgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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