Champaign County property record for 4306 Crossgate Dr, Champaign, IL 61822
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (49,079 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Aug 2016) |
| Tax Bill | $7,683 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-20-429-004 |
| Primary APN | 03-20-20-429-004 |
|---|
| Lot Area | 49,079 sqft (1 acres) |
|---|
| Street Address | 4306 CROSSGATE DR |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61822-9349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 302 IRONWOOD 3 |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Subdivision | IRONWOOD 3 |
| Legal Lot Number | 302 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 1205 |
Source: Champaign County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4306 CROSSGATE DR, CHAMPAIGN, IL 61822-9349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Line of Credit HICKORY POINT BANK AND TRUST FSB |
| Jan 29, 2024 | Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK |
| Aug 22, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HICKORY POINT BANK & TRUST |
| Dec 31, 2019 | Deed of Trust, Mortgage HICKORY PT BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2016 · Amount on Record |
| Deed Sale | Aug 2, 2016 · Amount on Record |
| Deed Document Number | 201614525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 12, 2026 |
| Property Address | 4306 CROSSGATE DR, CHAMPAIGN, IL 61822-9349 |
| Document Number | 0000006974 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20266974 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 4306 CROSSGATE DR, CHAMPAIGN, IL 61822-9349 |
| Document Number | 0000006974, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 20266974 |
| Name | HICKORY POINT BANK AND TRUST FSB |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 29, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 4306 CROSSGATE DR, CHAMPAIGN, IL 61822-9349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001226 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024R01226 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62703 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 4306 CROSSGATE DR, CHAMPAIGN, IL 61822-9349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016052 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 2017R16052 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61821 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 13, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 4306 CROSSGATE DR, CHAMPAIGN, IL 61822-9349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016491 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020R16491 |
| Name | HICKORY POINT BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DECATUR, IL 62525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 4306 CROSSGATE DR, CHAMPAIGN, IL 61822-9349 |
| Document Number | 0000000482 |
| Instrument Date | Dec 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4306 CROSSGATE DR CHAMPAIGN IL 618229349, CHAMPAIGN, IL 61822-9349 |
| Document Number | 0000000482 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 482 |
| Name | HICKORY PT BK&TR |
|---|---|
| Address | DECATUR, IL 62525 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 9, 2050 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,560 (+65.35%) Land $27,980 Building $104,580 | $397,680 (+65.35%) Land $83,940 Building $313,740 | |
| 2024 | $7,683.00 (+11.11%) | ||
| 2022 | $6,915.00 Homeowner's exemption | $80,170 Land $21,410 Building $58,760 | $240,510 Land $64,230 Building $176,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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