Osceola County property record for 4308 Cocopah Ct, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,662 sqft · built 2005 |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Oct 2012) |
| Tax Bill | $3,088 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 121981 |
| Primary APN | 121981 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,662 sqft Heated Area |
| Gross Area | 3,529 sqft Gross Area |
| 1st Floor Area | 2,130 sqft 1st Floor |
| Upper Floors Area | 532 sqft Upper Floors |
| Stories | 2 Stories |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,716 sqft (0.246 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished |
| Garage Area | 441 sqft Garage |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 450 sqft Pool |
| Fence | Fence |
| Deck Area | 210 sqft Deck |
| Porch | Open Porch |
| Porch Area | 426 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 121981 |
|---|---|
| Street Address | 4308 COCOPAH CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PHASE 3 PB 16 PGS 95-96 LOT 122 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES |
| Legal Phase | 3 |
| Legal Tract | 46 |
| Legal Block | 1 |
| Legal Lot Number | 122 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43303 |
Source: Osceola County records · APN 121981
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4308 COCOPAH CT, SAINT CLOUD, FL 34772-7541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Aug 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2012 · Amount on Record |
| Deed Sale | Oct 18, 2012 · Amount on Record |
| Prior Sale | Sep 07, 2010 |
| Deed Document Number | 2012150905 |
| Deed Book / Page | 4337 / 0646 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4308 COCOPAH CT, SAINT CLOUD, FL 34772-7541 |
| Document Number | 0058431342 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4308 COCOPAH CT ST CLOUD FL 347727541, ST CLOUD, FL 34772-7541 |
| Document Number | 0058431342 |
|---|---|
| Date | Dec 02, 2020 |
| Book Page | 005843/001342 |
| Instrument | 163795 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4308 COCOPAH CT, SAINT CLOUD, FL 34772-7541 |
| Document Number | 0052042006 |
| Book / Page | 005204 / 002006 |
| Instrument Date | Aug 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4308 COCOPAH CT ST CLOUD FL 347727541, ST CLOUD, FL 34772-7541 |
| Document Number | 0052042006 |
|---|---|
| Date | Sep 05, 2017 |
| Book Page | 005204/002006 |
| Instrument | 127392 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 04, 2037 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,088.00 (+6.45%) Homeowner's exemption | $215,427 (+5.99%) | $406,300 (-9.29%) Land $78,000 Building $328,300 |
| 2023 | $2,901.00 (+3.72%) Homeowner's exemption | $203,259 (+3%) | $447,900 (+22.58%) Land $60,000 Building $387,900 |
| 2022 | $2,797.00 Homeowner's exemption | $197,339 | $365,400 Land $55,000 Building $310,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures