4303 Cocopah Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4303 Cocopah Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,976 sqft · built 2005
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Last Sale	$242,700 (Jul 2005)
Tax Bill	$1,946 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`121976`

Property Details

APN / Parcel Number

Primary APN	`121976`
Alternative APN	`142630004600011170`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,976 sqft Heated Area
Gross Area	2,818 sqft
1st Floor Area	1,976 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,629 sqft (0.244 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	121976
Street Address	4303 COCOPAH CT
City	SAINT CLOUD
State	FL
Zip	34772-7541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	INDIAN LAKES PHASE 3 PB 16 PGS 95-96 LOT 117
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES
Legal Phase	3
Legal Tract	46
Legal Block	1
Legal Lot Number	117
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43303

Owner

4303 Cocopah Ct is owned and occupied by an individual who bought it in July 2005.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4303 COCOPAH CT, SAINT CLOUD, FL 34772-7541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2005 · Amount on File
Deed Sale	Jul 13, 2005 · Amount on File
Deed Document Number	2005157820
Deed Book / Page	2837 / 1875
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4303 COCOPAH CT, SAINT CLOUD, FL 34772-7541
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4303 COCOPAH CT, SAINT CLOUD, FL 34772-7541

Mortgage

Document Number	0065760501
Date	Apr 3, 2024
Book Page	6576/501
Instrument	2024042259

Lender

Name	ADVENTHEALTH CREDIT UNION
Type	Credit Union
Address	351 S STATE ROAD 434 # 1009, ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4303 Cocopah Ct was $1,946 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,946.00 Homeowner's exemption	$151,620	$336,000 Land $78,000 Building $258,000
2023	$1,817.00 (+4.25%) Homeowner's exemption	$143,056 (+3%)	$350,300 (+23.91%) Land $60,000 Building $290,300
2022	$1,743.00 Homeowner's exemption	$138,890	$282,700 Land $55,000 Building $227,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4303 Cocopah Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4303 Cocopah Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20