Osceola County property record for 4305 Cocopah Ct, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,382 sqft · built 2005 |
| Lot Size | 0.244 acres (10,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $342,000 (Jun 2021) |
| Tax Bill | $6,365 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Mar 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 14-26-30-0046-0001-1180 |
| Primary APN | 14-26-30-0046-0001-1180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,382 sqft Living Area |
| Gross Area | 3,249 sqft |
| 1st Floor Area | 2,130 sqft |
| Upper Floors Area | 252 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,628 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 426 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4305 COCOPAH CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | INDIAN LAKES PHASE 3 PB 16 PGS 95-96 LOT 118 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 3 |
| Legal Phase | 3 |
| Legal Tract | 46 |
| Legal Block | 1180 |
| Legal Lot Number | 118 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43303 |
Source: Osceola County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12415 116TH AVE, SOUTH OZONE PARK, NY 11420-2522 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 31, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on Record |
| Deed Sale | Jun 1, 2021 · Amount on Record |
| Prior Sale | May 31, 2012 · Amount on Record |
| Deed Document Number | 202184720 |
| Deed Book / Page | 5970 / 1771 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 1, 2021 |
| Property Address | 4305 COCOPAH CT, SAINT CLOUD, FL 34772-7541 |
| Document Number | 0059701771 |
| Book / Page | 5970 / 1771 |
| Map Reference | MB 16 PG 95&96 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021084720 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,394.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2315 NW 184TH TER, 2315, PEMBROKE PINES, FL 33029-5300 |
| Name | Verified Name |
|---|---|
| Address | 12415 116TH AVE, SOUTH OZONE PARK, NY 11420-2522 |
| Document Number | 0059701773 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 5970/1773 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 31, 2021 |
| Property Address | 4305 COCOPAH CT, SAINT CLOUD, FL 34772-7541 |
| Document Number | 0059250038 |
| Book / Page | 5925 / 38 |
| Map Reference | MB 16 PG 95&96 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021048395 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 215 GRAPE AVE, 215, SAINT CLOUD, FL 34769-2528 |
| Name | Verified Name |
|---|---|
| Address | 2315 NW 184TH TER, PEMBROKE PINES, FL 33029-5300 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,365.00 (-3.12%) | $355,400 (-10.07%) Land $78,000 Building $277,400 | $355,400 (-10.07%) Land $78,000 Building $277,400 |
| 2024 | $6,570.00 (+0.31%) | ||
| 2023 | $6,550.00 (+14.29%) | $395,200 (+24.35%) Land $60,000 Building $335,200 | $395,200 (+24.35%) Land $60,000 Building $335,200 |
| 2022 | $5,731.00 | $317,800 Land $55,000 Building $262,800 | $317,800 Land $55,000 Building $262,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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