4307 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4307 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,821 sqft · built 1989
Lot Size	0.216 acres (9,415 sqft)
Owner	Company Name on Record
Last Sale	$410,000 (Dec 2020)
Tax Bill	$2,345 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Apr 2021 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`215-13-128`

Property Details

APN / Parcel Number

Primary APN	`215-13-128`
Alternative APN	`215131281`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,821 sqft Living Area
Gross Area	2,121 sqft
1st Floor Area	1,821 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,415 sqft (0.216 acres)
Parking Spaces	2 Parking Spaces
Pool Area	380 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4307 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	VILLA RITA 2 MCR 95/23
Legal Range	4E
Legal Township	4N
Legal Section	31
Legal Subdivision	VILLA RITA 2
Legal Lot Number	8
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	619700

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4307 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 14, 2021	Intrafamily Transfer, Transfer
Dec 18, 2020	Quit Claim Deed, Transfer EMPIRE W TITLE AGENCY
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Sep 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage V I P MORTGAGE INC
Jun 15, 2017	Warranty Deed, Transfer STEWART TITLE ARIZONA AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	20201251658
Last Transfer Date	Mar 30, 2021
Transfer Doc	0000416959
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4307 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011743
Date	Jan 9, 2024
Instrument	20240011743

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 14, 2021
Property Address	4307 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Document Number	0000416959
Map Reference	MB 95 PG 23
Instrument Date	Mar 30, 2021
Instrument	20210416959
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4307 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 18, 2020
Property Address	4307 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Document Number	0001251659
Instrument Date	Dec 17, 2020
Instrument	1251659
Transaction Type	Transfer
Record Updated	Dec 28, 2020
Title Company	EMPIRE W TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8739 E PINCHOT AVE SCOTTSDALE AZ 852515092, SCOTTSDALE, AZ 85251-5092

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 18, 2020
Property Address	4307 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Document Number	0001251658
Map Reference	MB 95 PG 23
Instrument Date	Dec 11, 2020
Instrument	20201251658
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 E DESERT CACTUS ST, 4307, PHOENIX, AZ 85032-1423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4307 E ROBERT E LEE ST, PHOENIX, AZ 85032-1423

Mortgage

Document Number	0001251660
Date	Dec 18, 2020
Instrument	20201251660

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 9, 2020
Property Address	4307 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Document Number	0000836329
Map Reference	MB 95 PG 23
Instrument Date	Sep 2, 2020
Instrument	20200836329
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4307 E ROBERT E LEE ST, PHOENIX, AZ 85032-1423

Mortgage

Document Number	0000836330
Date	Sep 9, 2020
Instrument	20200836330

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 15, 2017
Property Address	4307 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Document Number	0000438862
Map Reference	MB 95 PG 23
Instrument Date	Feb 28, 2017
Instrument	2017-0438862
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	STEWART TITLE ARIZONA AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 E DESERT CACTUS ST, 4307, PHOENIX, AZ 85032-1423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4307 E ROBERT E LEE ST, PHOENIX, AZ 85032-1423

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,730 (+121.02%)	$507,300 (+0.73%) Land $101,400 Building $405,900
2025	$2,345.00 (+4.87%)	$22,953 (-53.68%)	$503,600 (+1.63%) Land $100,700 Building $402,900
2024		$49,550	$495,500 Land $99,100 Building $396,400
2023	$2,236.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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