4313 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4313 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1987
Lot Size	0.189 acres (8,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Feb 2024)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`215-13-129`

Property Details

APN / Parcel Number

Primary APN	`215-13-129`
Alternative APN	`215131299`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,251 sqft (0.189 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4313 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	VILLA RITA 2 MCR 95/23
Legal Range	4E
Legal Township	4N
Legal Section	31
Legal Subdivision	VILLA RITA 2
Legal Lot Number	9
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	619700

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14808 N 37TH ST, PHOENIX, AZ 85032-5281
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Feb 29, 2024	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 10, 2019	Quit Claim Deed, Transfer · Conventional Mortgage VANTAGE W CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Aug 7, 2015 · Amount on Record
Deed Document Number	2024102859
Prior Transfer Date	Dec 4, 2019
Prior Transfer Doc	0000998179
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4313 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4313 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423

Mortgage

Document Number	0000478921
Date	Jun 6, 2022
Instrument	20220478921

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 29, 2024
Property Address	4313 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Document Number	0000102859
Map Reference	MB 95 PG 23
Instrument Date	Feb 21, 2024
Instrument	20240102859
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4313 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4313 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423

Mortgage

Document Number	0000102860
Date	Feb 29, 2024
Instrument	20240102860

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 10, 2019
Property Address	4313 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Document Number	0000998179
Instrument Date	Dec 4, 2019
Instrument	998179
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4313 E ROBERT E LEE ST PHOENIX AZ 850321423, PHOENIX, AZ 85032-1423

Mortgage

Document Number	998180
Date	Dec 10, 2019
Instrument	998180

Lender

Name	VANTAGE W CU
Type	Credit Union
Address	TUCSON, AZ 85712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2034

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,660 (+98.38%)	$386,600 (+1.47%) Land $77,300 Building $309,300
2025	$1,687.00 (+5.04%)	$19,488 (-49.25%)	$381,000 (-0.78%) Land $76,200 Building $304,800
2024		$38,400	$384,000 Land $76,800 Building $307,200
2023	$1,606.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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