4251 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4251 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,904 sqft · built 1964
Lot Size0.196 acres (8,547 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Aug 2019)
Tax Bill$1,508 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN215-13-124

Property Details

APN / Parcel Number

Primary APN215-13-124

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,904 sqft Living Area
1st Floor Area1,904 sqft

Exterior

Year BuiltBuilt 1964
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area8,547 sqft (0.196 acres)
Parking Spaces1 Parking Space
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4251 E DESERT CACTUS ST
CityPHOENIX
StateAZ
Zip85032-1473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionVILLA RITA 2
Legal Range04E
Legal Township04N
Legal Section31
Legal QuarterNW
Quarter-Quarter SectionSE
Legal SubdivisionVILLA RITA 2
Legal Lot Number4
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3000
Census Tract619700

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4251 E DESERT CACTUS ST, PHOENIX, AZ 85032-1473
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 29, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Deed Document Number20190674980
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4251 E DESERT CACTUS ST, PHOENIX, AZ 85032-1473
Transaction TypeMortgage
Record UpdatedMar 5, 2024
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4251 E ROBERT E LEE ST, PHOENIX, AZ 85032-1473

Mortgage

Document Number0000238462
DateMar 3, 2021
Instrument20210238462
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateAug 29, 2019
Property Address4251 E DESERT CACTUS ST, PHOENIX, AZ 85032-1473
Document Number0000674980
Map ReferenceMB 95 PG 23
Instrument DateJul 14, 2019
Instrument20190674980
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCLEAR TITLE AGENCY OF AZ

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4251 E DESERT CACTUS ST, 4251, PHOENIX, AZ 85032-1473

Transferred To (Grantee/Buyer)

NameVerified Name
Address4251 E ROBERT E LEE ST, PHOENIX, AZ 85032-1473

Mortgage

Document Number0000674981
DateAug 29, 2019
Instrument20190674981
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,700 (+0.62%)$407,000 (+0.62%) Land $81,400 Building $325,600
2025$1,508.00 (+5.09%)
2024$40,450$404,500 Land $80,900 Building $323,600
2023$1,435.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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