4319 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4319 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1978
Lot Size	0.186 acres (8,106 sqft)
Owner	Individual Name on Record
Last Sale	$398,000 (May 2024)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`215-13-130`

Property Details

APN / Parcel Number

Primary APN	`215-13-130`
Alternative APN	`215131300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	8,106 sqft (0.186 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pool Type	Pool Type
Pool Area	463 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4319 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	VILLA RITA 2 MCR 95/23
Legal Range	4E
Legal Township	4N
Legal Section	31
Legal Subdivision	VILLA RITA 2
Legal Lot Number	10
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	619700

Owner

Source: Maricopa County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	916 E EGRET ST, PHOENIX, AZ 85086
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BELL BANK
Aug 9, 2019	Intrafamily Transfer, Transfer · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2024 · Amount on Record
Deed Sale	May 14, 2024 · Amount on Record
Prior Sale	Jan 31, 2014 · Amount on Record
Deed Document Number	2024254419
Prior Transfer Date	Jul 11, 2019
Prior Transfer Doc	0000611914
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4319 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4319 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423

Mortgage

Document Number	0000165567
Date	Mar 23, 2026
Instrument	20260165567

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4319 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042485
Date	Jan 19, 2017
Instrument	2017-0042485

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 29, 2021
Property Address	4319 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Document Number	0000345793
Map Reference	MB 95 PG 23
Instrument Date	Mar 17, 2021
Instrument	20210345793
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4319 E DESERT COVE AVE, PHOENIX, AZ 85028

Mortgage

Document Number	0000345794
Date	Mar 29, 2021
Instrument	20210345794

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 9, 2019
Property Address	4319 E DESERT CACTUS ST, PHOENIX, AZ 85032-1423
Document Number	0000611914
Map Reference	MB 95 PG 23
Instrument Date	Jul 11, 2019
Instrument	20190611914
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4319 E ROBERT E LEE ST, PHOENIX, AZ 85032-1423

Mortgage

Document Number	0000611915
Date	Aug 9, 2019
Instrument	20190611915

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,170 (+108.46%)	$391,700 (+0.77%) Land $78,300 Building $313,400
2025	$1,920.00 (+23.95%)	$18,790 (-52.51%)	$388,700 (-1.77%) Land $77,700 Building $311,000
2024		$39,570	$395,700 Land $79,100 Building $316,600
2023	$1,549.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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