San Joaquin County property record for 4306 Bonsai Dr, Tracy, CA 95377 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,672 sqft · built 2019 |
| Lot Size | 0.082 acres (3,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,073 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit May 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-560-690-000 |
| Primary APN | 248-560-690-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,672 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 3,600 sqft (0.082 acres) |
| Garage Type | Mixed |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4306 BONSAI DR |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 71 BROOKVIEW II, TRACT #3952 |
| Legal Tract | 3952 |
| Legal Lot Number | 71 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 5219 |
Source: San Joaquin County records · APN 248-560-690-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4306 BONSAI DR, TRACY, CA 95377-8448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Line of Credit STAR ONE CU |
| May 26, 2021 | Deed of Trust, Mortgage · Line of Credit STAR ONE CU |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI METROPOLITAN HM MTG INC |
| Apr 15, 2019 | Quit Claim Deed, Mortgage UNITED WHOLESALE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Apr 15, 2019 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4306 BONSAI DR, TRACY, CA 95377-8448 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4306 BONSAI DR, TRACY, CA 95377-8448 |
| Document Number | 0000035162 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-035162 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | May 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4306 BONSAI DR, TRACY, CA 95377-8448 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4306 BONSAI DR, TRACY, CA 95377-8448 |
| Document Number | 0000091041 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021-091041 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Jul 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4306 BONSAI DR, TRACY, CA 95377-8448 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2022 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4306 BONSAI DR, TRACY, CA 95377-8448 |
| Document Number | 0000160912 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-160912 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4306 BONSAI DR, TRACY, CA 95377-8448 |
| Document Number | 0000123975 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4306 BONSAI DR TRACY CA 953778448, TRACY, CA 95377-8448 |
| Document Number | 0000123975 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 123975 |
| Name | METROPOLITAN HM MTG INC |
|---|---|
| Address | SANTA ANA, CA 92799 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 15, 2019 |
| Property Address | 4306 BONSAI DR, TRACY, CA 95377-8448 |
| Document Number | 0000037210 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 37210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4306 BONSAI DR TRACY CA 953778448, TRACY, CA 95377-8448 |
| Document Number | 37211 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 37211 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 14, 2049 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,073.00 (+5.1%) Homeowner's exemption | $650,594 (+4.04%) Land $167,325 Building $483,269 |
| 2023 | $6,730.00 (+1.86%) Homeowner's exemption | $625,333 Land $160,829 Building $464,504 |
| 2022 | $6,607.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Zinnia Networks | Fixed Wireless (unlicensed) | 600 / 120 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Cal.net, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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