4265 Bonsai Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 4265 Bonsai Dr, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,202 sqft · built 2017
Lot Size	0.077 acres (3,364 sqft)
Owner	Individual Name on File
Last Sale	$609,000 (Nov 2020)
Tax Bill	$7,238 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-700-300-000`

Property Details

APN / Parcel Number

Primary APN	`248-700-300-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,202 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Other
Construction Type	Wood
Lot Area	3,364 sqft (0.077 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4265 BONSAI DR
City	TRACY
State	CA
Zip	95377-8447
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1009
Census Tract	5219

Owner

Source: San Joaquin County records · APN 248-700-300-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4265 BONSAI DR, TRACY, CA 95377-8447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 06, 2020 · Amount on Record
Deed Sale	Nov 06, 2020 · Amount on Record
Deed Document Number	2020-151581
Record Updated	Jun 08, 2026

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 06, 2020
Property Address	4265 BONSAI DR, TRACY, CA 95377-8447
Document Number	0000151581
Instrument Date	Nov 04, 2020
Instrument	151581
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 BONSAI DR TRACY CA 953778447, TRACY, CA 95377-8447

Mortgage

Document Number	151582
Date	Nov 06, 2020
Instrument	151582

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 05, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,238.00 (+5.05%)	$659,198 (+4.04%) Land $129,890 Building $529,308
2023	$6,890.00 (+1.83%)	$633,603 Land $124,848 Building $508,755
2022	$6,766.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.