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4245 Bonsai Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 4245 Bonsai Dr, Tracy, CA 95377 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,464 sqft · built 2017
Lot Size0.089 acres (3,896 sqft)
OwnerIndividual Name on File
Tax Bill$5,567 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN248-700-290-000

Property Details

APN / Parcel Number

Primary APN248-700-290-000
Alternative APN
  • 248-700-29

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,464 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleL-Shape
Construction TypeWood
Lot Area3,896 sqft (0.089 acres)
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number248-700-29
Street Address4245 BONSAI DR
CityTRACY
StateCA
Zip95377-8447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTRACT 3918
Legal Block1
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1009
Census Tract5219

Owner

Source: San Joaquin County records · APN 248-700-290-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4245 BONSAI DR, TRACY, CA 95377-8447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2020Grant Deed, Transfer · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 22, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 22, 2020
Deed SaleOct 22, 2020
Prior SaleOct 22, 2020 · Amount on Record
Deed Document Number2020142195
Prior Transfer DateAug 26, 2020
Prior Transfer Doc0000142195
Record UpdatedSep 20, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 22, 2020
Property Address4245 BONSAI DR, TRACY, CA 95377-8447
Document Number0000142194
Map ReferenceMB 42 PG 88
Instrument DateOct 05, 2020
Instrument2020-142194
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4245 BONSAI DR, TRACY, CA 95377-8447

Mortgage

Document Number0000142196
DateOct 22, 2020
Instrument2020-142196
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 22, 2020
Property Address4245 BONSAI DR, TRACY, CA 95377-8447
Document Number0000142195
Instrument DateAug 26, 2020
Instrument142195
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE CA

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4245 BONSAI DR TRACY CA 953778447, TRACY, CA 95377-8447

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,567.00 (+2.64%) Veteran's exemption$676,518 (+4.04%) Land $129,890 Building $546,628
2023$5,424.00 (-21.81%)$650,250 Land $124,848 Building $525,402$752,220
2022$6,937.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Zinnia NetworksFixed Wireless (unlicensed)600 / 120
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Cal.net, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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