4285 Bonsai Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 4285 Bonsai Dr, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,202 sqft · built 2020
Lot Size	0.076 acres (3,352 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,484 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-700-310-000`

Property Details

APN / Parcel Number

Primary APN	`248-700-310-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,202 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Concrete
Lot Area	3,352 sqft (0.076 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4285 BONSAI DR
City	TRACY
State	CA
Zip	95377-8447
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1009
Census Tract	5219

Owner

Source: San Joaquin County records · APN 248-700-310-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4285 BONSAI DR, TRACY, CA 95377-8447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Transfer Date	Oct 07, 2020
Transfer Doc	0000133760
Record Updated	Jun 08, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 07, 2020
Property Address	4285 BONSAI DR, TRACY, CA 95377-8447
Document Number	0000133760
Instrument Date	Oct 05, 2020
Instrument	133760
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Partial

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4285 BONSAI DR TRACY CA 953778447, TRACY, CA 95377-8447

Mortgage

Document Number	133761
Date	Oct 07, 2020
Instrument	133761

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 06, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,484.00 (+5.09%) Homeowner's exemption	$594,941 (+4.04%) Land $129,890 Building $465,051
2023	$6,170.00 (+1.87%) Homeowner's exemption	$571,842 Land $124,848 Building $446,994
2022	$6,057.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.