4306 31st Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4306 31st Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 1915
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2020)
Tax Bill	$5,712 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049-0004-0064-00`

Property Details

APN / Parcel Number

Primary APN	`049-0004-0064-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	912 sqft
2nd Floor Area	768 sqft
Upper Floors Area	576 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4306 31ST AVE
City	CINCINNATI
State	OH
Zip	45209-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4238 31ST AVE 40 X 140 LOT 287 OAKLEY PARK SUB
Legal Subdivision	OAKLEY PARK SUB
Legal Lot Number	287
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1009
Census Tract	5200

Owner

4306 31st Ave is owned and occupied by an individual who bought it in August 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4306 31ST AVE, CINCINNATI, OH 45209-1619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Aug 17, 2022	Transfer on Death Deed, Transfer
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR
Aug 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Deed Document Number	0000082392
Deed Book / Page	014234 / 002073
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4306 31ST AVE, CINCINNATI, OH 45209-1619
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	PARK TITLE, PARKWAY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 31ST AVE, CINCINNATI, OH 45209-1619

Mortgage

Document Number	0000018363
Date	Mar 17, 2023
Book Page	14875/1220
Instrument	2023-0018363

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	11.2%

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 17, 2022
Property Address	4306 31ST AVE, CINCINNATI, OH 45209-1619
Document Number	0000080110
Book / Page	14732 / 2330
Map Reference	MB 17 PG 29
Instrument Date	Aug 15, 2022
Instrument	2022-0080110
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4306 31ST AVE, CINCINNATI, OH 45209-1619

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4306 31ST AVE, CINCINNATI, OH 45209-1619
Document Number	0000115967
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 31ST AVE CINCINNATI OH 452091619, CINCINNATI, OH 45209-1619

Mortgage

Document Number	0000115967
Date	Nov 4, 2020
Book Page	014289/000815
Instrument	115967

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 3, 2045

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 18, 2020
Property Address	4306 31ST AVE, CINCINNATI, OH 45209-1619
Document Number	0000082392
Book / Page	014234 / 002073
Instrument Date	Aug 3, 2020
Instrument	82392
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,060.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 WASSON RD #4F CINCINNATI OH 452092428, 4F, CINCINNATI, OH 45209-2428

Tax Assessment & Valuation

The 2025 property tax bill for 4306 31st Ave was $5,712, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,712.00 (+3.14%)	$166,205 (-) Land $38,798 Building $127,407
2024	$5,538.00 (-2.21%)	$166,205 (-) Land $38,798 Building $127,407
2023	$5,663.00 (+1.47%)	$166,205 (+102.88%) Land $38,798 Building $127,407	$474,870 Land $110,850 Building $364,020
2022	$5,581.00 Homeowner's exemption	$81,922 Land $23,272 Building $58,650
2020			$234,060 Land $66,490 Building $167,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4306 31st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4306 31st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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