4313 31st Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4313 31st Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,118 sqft · built 1915
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2025)
Tax Bill	$5,760 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-0004-0048-00`

Property Details

APN / Parcel Number

Primary APN	`049-0004-0048-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,118 sqft Living Area
1st Floor Area	621 sqft
2nd Floor Area	497 sqft
Upper Floors Area	497 sqft
Basement Area	621 sqft

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Porch
Porch Area	243 sqft
Patio Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4313 31ST AVE
City	CINCINNATI
State	OH
Zip	45209-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4305 31ST AVE 40 X 140 LOT 347 OAKLEY PARK SUB
Legal Subdivision	OAKLEY PARK SUB
Legal Lot Number	347
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	25402

Owner

4313 31st Ave is owned and occupied by an individual who bought it in May 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4313 31ST AVE, CINCINNATI, OH 45209-1618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage WRIGHTPATT CU INC
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on File
Deed Sale	May 2, 2025 · Amount on File
Prior Sale	Mar 31, 2020 · Amount on File
Deed Document Number	0000032238
Deed Book / Page	15408 / 1698
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 2, 2025
Property Address	4313 31ST AVE, CINCINNATI, OH 45209-1618
Document Number	0000032238
Book / Page	15408 / 1698
Map Reference	MB 17 PG 29
Instrument Date	Apr 28, 2025
Instrument	2025-0032238
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4313 31ST AVE, CINCINNATI, OH 45209-1618

Mortgage

Document Number	0000032239
Date	May 2, 2025
Instrument	2025-0032239

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 31, 2020
Property Address	4313 31ST AVE, CINCINNATI, OH 45209-1618
Document Number	0000030440
Book / Page	014136 / 001405
Instrument Date	Mar 26, 2020
Instrument	30440
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	PREMIER SERVICES TITLE AGENCY LLC, PREMIER SVC TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4313 31ST AVE CINCINNATI OH 452091618, CINCINNATI, OH 45209-1618

Mortgage

Document Number	30441
Date	Mar 31, 2020
Book Page	014136/001408
Instrument	30441

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4313 31ST AVE, CINCINNATI, OH 45209-1618
Document Number	0000076772
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4313 31ST AVE CINCINNATI OH 452091618, CINCINNATI, OH 45209-1618

Mortgage

Document Number	0000076772
Date	Sep 10, 2019
Book Page	013998/000368
Instrument	76772

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 9, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4313 31st Ave was $5,760, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,760.00 (+3.1%)	$93,510 (-) Land $38,798 Building $54,712
2024	$5,587.00 (-2.19%)	$93,510 (-) Land $38,798 Building $54,712
2023	$5,712.00 (-7.41%)	$93,510 (+3.15%) Land $38,798 Building $54,712	$267,170 Land $110,850 Building $156,320
2022	$6,169.00 Homeowner's exemption	$90,651 Land $23,272 Building $67,379
2020			$259,000 Land $66,490 Building $192,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4313 31st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4313 31st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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